· I was responsible for balance sheet management, recommending the terms and indexes of the funding of bonds and time deposits, as well as those of the portfolio.· I was in charge of defining the composition and amount of the investments in the liquidity portfolio, in order to respond to the liquidity requirements arising from demand deposit accounts as well as the non-renewal of debt issues.· I was responsible for the management and measurement of liquidity and of the impact which movements in interest rates may have on the net interest margin and economic value of the bank.· I prepared and presented reports for the ALCO (Assets and Liabilities Committee), Prices and Liquidity Committees.· I implemented models for liquidity and interest rates risks; proposing the levels of such risks in the organization for the approbation of the board of directors. Management of such risks to increase the bank’s net interest margin and increase its economic value.· I was in charge of the models for projecting the balance sheet and its impact on the results account, so that the ALCO committee and the board of directors may take decisions.· I developed and implemented models for Funds Transfer Pricing (FTP).

· Responsible for accompaniment in the definition of the FTP model to be implemented at Banco Popular by defining the model to liquidate funds which ensures a correct operation of the transfer pricing system.· Compiling information on products, defining the building of liquidation curves and presenting the different models to be implemented in the FTP.

· Responsible for optimizing the risk-return ratio within the internal liquidity and risk limits policies, to thus define the planning of the growth of the balance sheet structure and react in a timely manner to regulatory changes and expectations of changes in market conditions.· Responsible for the management and measurement of liquidity risk and the impact of interest rate risk on the net interest margin and the equity of the bank.· Responsible for defining a suitable level for the liquid assets on the balance sheet to meet both contractual and unexpected liquidity requirements.· Responsible for measuring the liquidity gap, the interest rates gap and the sensitivity of the net interest margin and economic value to movements in interest rates.· Active participation in the weekly liquidity meetings, where the general situation of the bank was discussed and the transfer pricing curves were jointly defined with the commercial areas.· Responsible for preparing and presenting the monthly report of the Assets and Liabilities Committee (ALCO).· Participated in the development and improvement of the model for Funds Transfer Pricing, by means of which a yield curve was established for determining the prices of the assets and liabilities of the bank.· Developed a model for following the competition, both on the level of assets and liabilities, and the income statement, guided by the return on equity (ROE) and return on assets ratios.· Acted as a financial consultant for different areas of the bank.

· Responsible for negotiations with clients, financial institutions, insurance companies and the different business units in Siemens (Industry, Health, Energy and Infrastructure), to establish tailor-made financial solutions for each client which are competitive in the market.· Responsible for the financial evaluation of projects in Colombia in which Siemens participates. Project and Export Finance.· In charge of the publication and proper application of the norms and parameters which govern the financing of both the clients‘ projects and the company’s business ventures.

· Responsible for the follow up of liquidity and interest rates risk.· Actively participated in the weekly meetings on liquidity and the drafting and presentation of the monthly report of the Asset-Liability Committee (ALCO).· Developed a model for measuring the impact of movements in the interest rates on the intermediation margin and equity.· In charge of the management of the parameters for Fund Transfer Pricing.

· Actively participated in the drafting and follow-up of the annual budget, both on the level of the balance sheet and income statement.· Lent support to diverse areas of the bank in financial evaluation and the formulation of new products, developing it in conjunction with the area of products and technology.· Follow-up of the campaigns undertaken by the commercial area and their impact on the balance sheet and income statements.· I participated in the development of a model for the expected risk-adjusted return on capital for each client.· Responsible for the monthly follow-up of the financial statement and income statement, spotting the main variations.· Developed and implemented a model for the capital adequacy ratio of the bank.· I drafted the monthly reports for the Asset-Liability Committee, presenting the evolution of the balance sheet and its exposure to interest rates and currencies.

· I developed several models for the measurement of the market Value at Risk (VaR) of the investment portfolio of the Employees Mutual Investment Fund, including its development, implementation and back- testing.

· As a logistics analyst, I participated in the development of a model to optimize the journeys of the fleet of vehicles which distribute gas cylinders.· I actively participated in dealing with complaints by clients and the search for improvements to reduce them.