David Smith Email & Phone Number

Senior Treasury and Finance Manager | Banking Professional with 22 Years of Experience | Strategic Leader and Change DriverI am a Senior Treasury and Finance Leader with over 22 years of experience in banking, 13 of which have been focused in Treasury roles. Throughout my career, I have developed a highly adaptable and transferable skill set, enabling me to excel across Finance, Treasury / Asset and Liability Management (ALM) and Risk. I am commercially focused, with a proven track record of delivering optimised financial performance .My expertise lies in balancing strategy, influence and execution, allowing me to consistently drive change and enhance organisational performance. I have successfully led and inspired high-performing teams and developed individuals, fostering a collaborative work environment that leverages cross-functional relationships to achieve successful outcomes.My Treasury focus has aligned to critical functions such as funding strategy, balance sheet optimisation, liquidity management, Funds Transfer Pricing (FTP), interest rate risk management, ILAAP and ICAAP, including metric definition, setting and management. My responsibilities also include senior stakeholder engagement and delivering to ALCo. I have previously spearheaded the development of a full business partnering function within Treasury and Savings, aligning closely with financial and non-financial performance metrics. I have delivered comprehensive funding plans, optimising the balance sheet for flexibility and cost efficiency. Through my leadership this has ensured the delivery of robust financial controls and streamlined processes, aligning with core strategic aims of the businesses I have worked with.I am highly adept at navigating fast-paced, deadline-driven environments, with a pragmatic commercial approach honed through extensive experience in Group, Retail, Corporate and Wealth divisions. My ability to blend qualitative and quantitative analysis supports continuous performance tracking, problem remediation, and the successful delivery of organisational goals.Key Areas of Expertise:- Treasury and Finance Management- Asset & Liability Management (ALM)- Liquidity Management- Balance Sheet Optimisation- Strategic Funding and FTP Frameworks- Stakeholder Engagement and ALCo Delivery- High-Performance Team LeadershipI am passionate about driving financial performance, optimising processes, and fostering environments where teams can thrive.

Listed skills include Banking, Financial Analysis, Risk Management, Process Improvement, and 5 others.