David Tomko Email & Phone Number

Fostering small business excellence through management coaching and training.

Greater Grand Rapids, Michigan Area

Oversaw a $6B portfolio of middle market loans that were originated and serviced across a 5 state footprint. Directed a team of 4 Regional Credit Officers through a bank merger transition. Maintained portfolio credit quality metrics during a very difficult economic environment.

Greater Grand Rapids, Michigan Area

Reporting to the Chief Credit Officer, I am responsible for the credit quality and policy compliance within the commercial lending portfolio for the West and East Regions of the Bank. Collectively these regions have $2.5B in commercial loan outstandings. I also serve as a member of Insite Capital (wholly owned subsidiary) credit committee which specializes in tax credit financing dealing mainly in LIHTC and Historic credits.

West Michigan

Through my business advisory services I empower business owners, divisional managers and sales professionals to achieve their goals. I get owners focused on the few keys that actually matter and get them to let go of the myriad of details that don't impact growth. Currently I am providing DiSC training as a tool for building teams and designing process. Collectively my work leads participants to experience significant improvement in business performance while also enjoying richer and less stressful lives. Business Coach; Executive Coach; Sales Training; Generational Ownership transitions

West Michigan

Responsible for strategic planning and operational management as related to credit underwriting and analysis, procedures and policies, portfolio monitoring, loan review and credit talent development for The Bank of Holland and The Bank of Northern Michigan.

Kalamazoo, Michigan Area

Led a team delivering commercial banking services including loans, treasury management solutions and business advising to businesses located along the I-94 corridor and communities to the south.

Achieved 131% of planned market results and 28% year over year revenue growth.Achieved #1 revenue/FTE within all PNC marketsImplemented referral plan at our operations center that generated 1,000+ referrals to other lines of business.

Led team that invented a new underwriting process for loan requests up to $5,000,000.Increased efficiency and enabled the bank to increase market share in this important segment.Performed portfolio management and passed a large time savings back to the relationship managers.

Led loan committee and approved commercial requests up to $10,000,000.Relocated credit department from Kalamazoo to Grand Rapids.Outlined and executed plan to improve analyst training and RM mentorship.

Greater Grand Rapids, Michigan Area

Entered position created after the purchase of First of America Bank by National City. Strong focus on business development. Worked to establish the bank as a middle - market provider of commercial services. Segment defined as $50,000,000 to $500,000,000.

Big Rapids

Held responsibility for lending and underwriting functions. Managed commercial lending, consumer lending, mortgage lending and credit. Tightened consumer underwriting standards and cleaned up an existing book of questionable credit quality and high deliquencies. Built mortgage volumes and maximized fee revenue. Revamped credit department and processes.

West Michigan

Called on diverse group of large manufacturers located primarily on the coast of Lake Michigan. Worked closely with community banks in the area so that with Comerica's resources they could continue to be involved with and benefit from, the continued growth of their largest local companies; while Comerica assumed the primary lending responsibility.

Master Of Business Administration (Mba), Business, Management, Marketing, And Related Support Services

Bachelor'S Degree, Business/Commerce, General