Senior professional with management experience gained over 20 years in financial services; initially managing sales teams specialising in equipment finance, leasing and salary packaging and later as a senior financial adviser.His academic qualifications include an Honours Degree in Bachelor of Arts and a Masters Degree in Business (Management). He is a Certified Financial Planner (CFP) and a member of both the Financial Planning Association of Australia (FPA) and the SMSF Association (formerly SPAA). As an experienced Financial Advisor David has provided specialist advice covering all aspects of financial planning to organisations, family office and HNW individuals.- Certified Financial Planner- CFP® - SMSF Specialist Adviser- SSA - Advanced Dip. of Fin. Services-ADFS(FP) - Master of Business- MBus(Mgt)- Tax (Financial) Adviser- TASASpecialties: Tax-effective wealth creation. Motor vehicle leasing and financing. Novated leasing. Salary packaging. Investment strategies. Superannuation & SMSF. Defined benefit superannuation schemes. Personal insurance. Estate planning. Business succession planning.