David Zolnowski Email & Phone Number

Buffalo, New York, Us

Buffalo, New York, Us

Buffalo, New York, Us

Business and Planning Manager II - Regulatory Affairs/Capital AdequacyProvide management and oversight to M&T's Comprehensive Capital Analysis and Review (CCAR) reporting, including the FR Y-14 Monthly (M) and Quarterly (Q) process.Ensure the submission of the various reporting schedules are provided in a complete and timely manner. Currently nineteen schedules are submitted on a periodic basis covering a variety of product lines. (5 monthly and 14 quarterly schedules).Analyze Proposed Changes supplied by the Fed for the FR Y-14 Q (quarterly) and M (monthly) schedules. Work with various lines of business and our Central Technology area to ensure any changes to reporting are accurately captured in our submissions. In addition, review and interpret clarification provided by the Fed regarding all aspects of FR Y14 reporting.Manage various projects that involve data quality and reporting.Manage relationships with various external agencies including the Financial Services Roundtable and the Federal Reserve.

Buffalo, New York, Us

Managed Projects as they related to the Retail Credit Card portfolio and the Collateral Management area.This included, but was not limited to: Formalization of Business Requirements for various systematic changes, compilation of estimates and timelines for project cost and duration, development of Functional and Technical Specifications, coordination of testing (System, UAT, Cert), implementation, and then post implementation validation and documentation. Projects were managed using the RASCI methodology.

Buffalo, New York, Us

Research and interpret various state and federal regulations to ensure procedures within the Lending Services Division remain in compliance.Developed and implemented a series of Key Risk Indicator's and Monitoring reports to help maintain a strong risk culture within the division.Independently developed and conducted an audit of the Official Check process.Provided a presentation for the Food-for-Thought committee providing an overview of the Compliance, Audit and Operational Risk functions of the bank.

Buffalo, New York, Us

Lead a variety of audit engagements including a review of the Enterprise-Wide Operational Risk Management area, various Collateral Management Centers of Excellence, and Collateral Based Lending offices.Independently led an engagement surrounding the Collections and Recovery area, including the collection of past due mortgage accounts, repossession / foreclosure of delinquent accounts, and subsequent sale of collateral.Used a Risk Based Audit Methodology to plan and scope individual audits.Approved control identification and testwork strategies for all sections. Documented potential exceptions and communicate issues to Senior Management.Created (Final) Reports documenting scope, timeline and issues for completed assignments.Actively developed team of individuals by setting expectations up front, and by providing on-the-job coaching and timely feedback.

Buffalo, New York, Us

Ensured Consumer Lending Division was compliant with the Basel requirements for Operational Risk Loss. Including training of staff, collection of loss event data, reporting of findings and advising departments of potential risks in order to help avoid future losses.Independently created Risk Control Self Assessment for all Consumer Lending departments.Acted as lead in high visibility, division wide projects which included supervision of staff, and frequent oral and written updates to various levels of Senior Management.Served as Chairperson of the Consumer Lending Diversity Committee.

Designed the layout, parameters and reporting characteristics for a Web-based "Dispute Tracking System" to provide detailed information on number of invoices clients deem suspect. System was copied for use in FTN's International Finance department.

Ba, Economics

Bachelor Of Arts, Economics

Education record