Leveraging over 25 years of broad industry experience, I provide a diverse set of guidance to firms and organizations. Backgroud includes business development, product development and C-level leadership. Experienced in providing guidance to young companies desiring to enter the mortgage industry.

Argyle is the leading employment data platform providing companies access to user-permissioned employment records in real time. Argyle's mission is to expand consumer access to financial services while streamlining processes and minimizing work for lenders.

MISMO is where the mortgage finance industry comes together to solve complex business challenges. MISMO’s membership includes lenders, servicers, state and federal regulators, GSEs, Federal Home Loan Banks, housing agencies, Mortgage Insurance Companies, title companies, service providers, technology companies, and others, cementing MISMO’s status as a unique forum for collaboration across the industry when it comes to initiatives that tackle business, operational, and technological challenges. MISMO solutions lead to lower costs throughout the mortgage process enabling the efficient exchange of data and information and reducing the risk of costly rework. If you are not already a member, contact me regarding your options for joining the MISMO community.

ALE Advisors delivers impactful solutions for our mortgage and consumer lending clients leveraging hundreds of years of experience across the lending cycle - All Lending Experts!!!

Verituity transforms payouts beyond transactions into new sources of value, by delivering first-time, on-time payouts and intelligent pay-by-anything experiences, all while reducing payout complexity, risks, and lowering costs. Verituity’s verified payout platform connects banks, payers, and payees through a digital, intelligent platform that places contextual verification and an adaptive policy engine at its core. We uniquely strengthen payout speed, accuracy, and visibility, and deliver intelligent pay-by-anything and anywhere payment choice, all while reducing complexity, risks, and costs.

David is a managing director in KPMG’s National Mortgage Advisory practice currently leading mortgage technology transformation and operational regulatory implementation. He has more than 25 years of mortgage industry experience with a broad background in large-scale business systems development, strategy and planning, product development and management, and business process and rules management. The scope of David’s experience includes work with leading banks, mortgage lenders and servicers, mortgage insurers, technology vendors and service providers, and the GSEs.

Newbold Advisors is a professional services consulting company that focuses on the financial services industry. With over 500 consultants nationwide, Newbold is one of the largest management consulting firms serving the mortgage finance industry. Established and currently responsible for all aspects of the Newbold Technology Solutions practice, including business development, client relationship management, engagement oversight, and recruiting and staff development. Provide subject matter expertise. Technology Solutions has completed successful engagements that include business rules and business process implementations, business process mapping and re-engineering, technology architecture assessments, business systems development, and other analysis, development, and project management engagements.

The Summit Point Group is a strategic management consulting group comprised of senior-level professionals with extensive experience in all aspects of the mortgage business and associated technology. Our subject matter experts know the mortgage industry and understand the best strategic uses of enterprise technology systems. We have played key roles with the GSEs, mortgage lenders, software companies, and a variety of service providers to the mortgage industry. Our areas of expertise range from opportunity discovery and strategy development to business process re-engineering and technology leadership. We specialize in aligning strategic and technological goals to meet changing needs. The Summit Point Group offers unique expertise with business process management (BPM), business rules, and business rules systems (BRMS), management and technology methodologies now being used by most industry leaders. Whether working with your management team to consider the benefits of such strategies or collaborating with you to select and implement the optimal systems, we provide a deep understanding of the benefits and costs of using this next-generation approach to overcome next-generation challenges. * Workflow Management: Developed an advanced business rules-driven workflow solution now in use by two top-ten lenders.* Automated Underwriting and Pricing: Designed and developed an automated underwriting and pricing business rules management service/engine for a mortgage insurance company.* Risk Assessment: Working with a mortgage industry leader to develop a new mortgage platform focused on risk assessment and monitoring. * Strategy: Developed a new strategic plan for market-leading mortgage technology company. * Advisory Services: Provided advisory services to a new on-line financial services company that will provide services to underserved segments of the consumer market. Market acceptance beyond expectations.

David held various executive postions while with Fannie Mae. Accomplishments during his tenure at Fannie Mae included:As head of Fannie Mae’s eBusiness Systems Development organization, led development of a dual-sited, 7x24, fully redundant, high-capacity, service oriented architecture to support customer technology capable of handling millions of transactions daily. A catastrophic fire at one of the facilities served to fully test the resiliency of the architecture – no customer outages were reported as one site suddenly went off-line due to the fire.As Vice President for Single Family Technology, led cross-divisional development of strategic plans to fully reengineer business policies, business processes, products, and systems associated with Fannie Mae’s multi-trillion dollar mortgage business. Annual budget in excess of $150 million. Designed and implemented new management frameworks that included portfolio management, Total Cost of Ownership, investment governance using ROI, and continuous performance evaluation and improvement. These frameworks were used to redesign pricing models, simplify contractual terms, and consolidate business systems, enabling 30% expense reductions.Led development and roll-out of Fannie Mae’s automated underwriting system, Desktop Underwriter; winner of the 1998 ComputerWorld Smithsonian Award. Managed implementation and integration for over 1500 customers and 100,000 end-users, establishing a $200 million technology business in less than five years. Headed Fannie Mae’s consulting group, providing coaching and guidance to mortgage lenders, software vendors and service providers as technology transformed the mortgage origination process. Successfully led the adoption and integration of Desktop Underwriter with over 50 loan origination systems and developed the MORNETPlus services portal, providing lenders with access to an array of mortgage services. .