David Alberts Email & Phone Number

Chicago, Il, Us

Zurich, Ch

•Developed pricing strategy for new wealth management retail bank products.•Optimized product price and margin buffer between deposit products, resulting in retained savings assets and dedicated checking customers. •Modeled client sensitivity to price and offer, resulting in value based pricing. •Led quantitative and qualitative product analyses on key profit drivers, resulting in new promotional pricing policies for financial advisors.

Zurich, Ch

San Francisco, Ca, Us

•Directed product pricing & bundling models and strategy for banking API products.•Partnered with sales, operations, legal, and senior management on product strategy, and created API pricing models, resulting in a 5% lift in new client sales.•Developed flexible, promotional pricing policies for new contracts resulting in 20%-50% profit margin increases.

Pa

•For a fintech startup, created reward strategy, profit models, risk analyses, and evaluated vendors, resulting in successful new product launch.•At a rideshare startup, developed strategic models and competitive analysis, resulting in market sizing and financial viability. •At Culligan, developed profit and FP&A models, and integrated financial data of acquired companies, reducing data upload and forecast time 25%.

Minneapolis, Mn, Us

•Reduced reward expenses $500K by streamlining models into product segmentation.•Drove B2B contract pricing and financial models for deal desk contract negotiation.•Improved accuracy of third-party revenue share models, saving $400K annually.•Developed three FTE’s, including data insights skills, improving finance models.

Riverwoods, Il, Us

•Directed pricing analytics and cross functional meetings for executive monthly pricing committee presentation and pricing strategy and policy approvals. •Point person on Argus competitive data, resulting in segmented profit and pricing analytics, improved Risk and Marketing models, and market share opportunities.•Developed pricing and product mix strategies, post CARD Act, resulting in $300M-$500M loan growth an $30M-$50M incremental revenue annually.•Performed segmented analytics on the Amazon sales channel, resulting in fresh insights for Amazon marketing team and 30%-45% sales increases.•Recruited and developed a team of five for fifteen years, generating highly complex pricing models and analytics, resulting in an incremental $100M in annual revenue.

Riverwoods, Il, Us

•Initiated Argus Credit Card Data contract and data share, enabling competitive analysis of loan, revenue, and sales growth, and strategic credit and price initiatives.•Directed a cross-functional team tasked with calculating potential losses ($500M) due to CARD Act, and developed pricing strategies to fully offset the losses.•Created optimized billing practices, generating $30M incremental revenue.•Executed risk-based, penalty, promotional pricing, generating $100M annual revenue.

Riverwoods, Il, Us

•Spearheaded revenue gap analyses and developed pricing actions, resulting in $50M - $100M annual incremental revenue. •Re-engineered FP&A models for credit card portfolios ranging from $1B to $50B, trained new employees on all aspects, and reduced modeling and analysis time. •Recipient of two President Plate team awards for pricing actions and terms projects.