David Longoria Email & Phone Number

Irving, TX

• Audits the work product of the forensic underwriters to determine accuracy of the underwriter's forensic analysis, act as a subject matter expert and resource for the underwriters for their offensive and defensive.
• Conducted forensic review and fraud detection analysis of all documentation in post-closing loan files, investigating any fraudulent activity or discrepancies with loan transactions. DU, LP and Manual loans were also.
• Manually underwritten loan and reviewed all documents and assisted with the clean up piece after the project was completed.
• Worked with upper management, providing expertise on the applicable guidelines and regulations pertinent to the loans assessment process.
• Identified transaction components that indicate the potential of fraud within the loan documents.
• Made appropriate and intelligent decisions regarding deficiencies identified during the review of mortgage loan files to ensure compliance with company, industry and federal guidelines.

Performed all functions associated with underwriting a file including the manual review of, application, credit, income documents, title, survey, closing documents, bank statements, appraisals, AVMs, and all other documents necessary to complete a mortgage loan file. Develop the skills of team members through a combination of goal setting, delegation.

Addison, Texas

Utilized client rapport and customer service skills, acting as the primary point of contact for loan status and borrower inquiries. Cleared all underwriting and AU conditions in accordance with required timeframe. Ensured loan file complete and ordered all documents required for loan processing to ensure all information needed was procured from the.

Executed several successive phases of the loan process, specifically, underwriting, processing, and closing. Maintained strong communications with the account executive and the broker, to ensure adherence with all conditions, and to facilitate loan closing. Achievements:Integrally contributed to a revenue increase from $2.5 million for the account.