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Experienced Client Management, HR, Sales, Product Development, Senior Visa payments leader and Executive Coach with a history of outstanding achievement in building teams, coaching for individual and collective success, direct sales, sales management, product development, P&L management and revenue and relationship optimization in both B2C and B2B2C environments. A proven ability to create, organize, develop and retain and lead teams in high speed, high stress environments. An intimate knowledge of the payment systems space and outstanding ability to prioritize, problem-solve, plan strategically and interface and negotiate with internal and external customers to exceed revenue targets and achieve profitability goals.Specialties: Extensive knowledge of the general purpose credit card space, especially commercial card products, including issuance, activation, usage and retention programs for credit, debit and small business cards and sales, implementation and program optimization of large commercial card programs. Leader development and executive coaching: A graduate of Cohort 75 at Georgetown University's Executive Coaching Certificate Program at the Institute for Transformational Leadership. Also knowledgeable of the collections and post charge of legal liquidation processes associated with defaulted consumer receivables.
Heightened Leadership, Llc
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Chief Executive OfficerHeightened Leadership, Llc May 2024 - Present
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Senior Advisor; Leader Development And Executive Coaching, VisaVisa Feb 2023 - May 2024Foster City, California, Us -
Head Of People For Visa North AmericaVisa Mar 2020 - Feb 2023Foster City, California, Us -
Head Of North America Financial Institution SalesVisa Jan 2009 - Mar 2020Foster City, California, Us -
Vice President, Sales & MarketingUnifund Jul 2006 - Jan 2009Cincinnati, Oh, UsResponsible for Unifund’s sales channel including strategy, product development, branding, marketing, customer care and pricing and customer retention and analysis. -
Senior Vice PresidentVisa Usa Apr 2003 - Jun 2006Foster City, California, UsSenior Vice President, Visa Commercial Sales & Integrated Solutions, Commercial ProductsResponsible for Visa commercial product development strategy and execution with Visa Members for Visa Commercial Small Business, Corporate, Purchasing, Fleet and Commercial “One Card” Products in both the public and private sectors. -
Senior Vice PresidentChase Nov 1996 - Mar 2003New York, Ny, UsAn integral part of the founding senior management team that created and grew the Paymentech Commercial Card business into a $4 billion annual volume portfolio prior to JPMorgan Chase acquisition. -
Vp Of Business DevelopmentGe 1994 - 1996Boston, Ma, Us
David Cramer Skills
David Cramer Education Details
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Ithaca CollegePolitics
Frequently Asked Questions about David Cramer
What company does David Cramer work for?
David Cramer works for Heightened Leadership, Llc
What is David Cramer's role at the current company?
David Cramer's current role is FinTech Advisor and Executive Coach.
What is David Cramer's email address?
David Cramer's email address is dc****@****ail.com
What is David Cramer's direct phone number?
David Cramer's direct phone number is +151328*****
What schools did David Cramer attend?
David Cramer attended Ithaca College.
What are some of David Cramer's interests?
David Cramer has interest in Nashville And The Rocky Mountains.
What skills is David Cramer known for?
David Cramer has skills like Payment Systems, Cards, Electronic Payments, Debit Cards.
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