David Bergeron Email & Phone Number

Scarborough, Me, Us

Portland, Maine, Us

Applying critical financial, strategic and risk management oversight to the growing Bush-Watson Portfolio and leading efforts to optimize the structure of the firm to catalyze growth that benefits the group, its communities and its valued investors.

Chattanooga, Tn, Us

Directed enterprise risk management (ERM), a team charged with overseeing the Risk Management Framework for a Fortune 250 multi-line insurance company's U.S. operations. ● Provided executive-level risk oversight for the company's COVID-19 response, tracking and aligning 800+ initiatives.● Partnered with Corporate Strategy to establish long-range scenario planning capabilities to test the resilience of the business model to large scale disruption. Led to changes in foundational components of companies’ long-term strategy.● Re-envisioned ERM’s approach to supporting second-line bodies, moving from a passive meeting-facilitation approach to one in which ERM staff was deeply embedded with first-line partners. This dramatically improved ERM’s insights into the business and the quality of risk reporting.● Partnered with senior leaders to oversee a framework of second-line risk management committees charged with identifying, monitoring and managing all material risks, and attesting to the appropriateness of first-line risk management practices.● Engaged with the business, IT, and outside consulting to develop a multi-year roadmap to remediate Data Protection risk, in response to changing data privacy laws, and established a Data Governance office to oversee execution.● Instituted a new third-party risk management framework and people risk management approach.● Supported successful deal closures and risk review of all M&A transactions by establishing a risk analysis framework.● Prepared quarterly risk reports for senior leadership and the board of director's Risk and Finance Committee (RFC).● Regularly presented at the RFC and subsidiary board meetings, in addition to serving as company representative in meetings with state regulators.

Chattanooga, Tn, Us

Delivered oversight of Unum’s capital management initiatives and planning, both corporate and statutory. Co-led the company's corporate development and strategy functions, ensuring that a common capital management approach was utilized across the enterprise.● Directed a year-long effort to modernize and streamline the company's product capital and net investment income (NII) allocation methodology. This effort required partnering with business and finance leads to communicate the theoretical basis for the change, achieve alignment, and execute the technical updates.● Re-envisioned the role of Financial Planning & Analysis and worked with FP&A to roll out a cloud-based platform allowing strategic planners and financial modelers to collaborate directly linking financial forecasts to strategic plans and initiatives. Resulted in 30% improvement in efficiency and enabled leadership to quickly model the financial results of strategic decisions. ● Established and led Unum’s Capital Management Committee, communicating capital management strategies and initiatives to key members of leadership to seek feedback, guide decisions and achieve alignment.● Developed, communicated and executed multi-year capital management plans accretive to earnings per share by nearly 30% during this period, allowing company to materially outperform peer group.● Generated over $50M in gains to the enterprise by proposing and executing a foreign exchange hedging strategy.● Served as primary resource on financial modeling for all major M&A transactions, including development of financing structures and pro-forma deal modeling.● Spearheaded executive and general education initiatives designed to increase financial acumen within the company through courses in capital, strategy, financial planning and analysis (FP&A), and leadership.

Chattanooga, Tn, Us

Led corporate strategy development with a focus on aligning multiple business line strategies of both domestic and international business units. ● Increased efficiency, alignment, and engagement between business units and senior leaders by creating better input, communication, and outcomes, in addition to improving strategy development processes.● Led long-range planning, annual budgeting, and forecast processes to drive the company's future financial direction.● Ensured strategic action plans were accurately reflected in formal financial plans.● Relied upon to deliver annual communication and reports of strategy to Board of Directors for approval.

Chattanooga, Tn, Us

Oversaw international corporate tax planning, compliance, audit management and GAAP reporting for US domestic parent with 10+ foreign insurance subsidiaries. ● Developed and executed a strategy for efficient repatriation of foreign earnings creating over $100M in immediate GAAP and cash tax savings. The year-long international initiative included restructuring international holding company structure, establishing new entities, and “exotic” debt issuance and involved numerous internal and external contributors. I was the winner of the 2006 CFO award for greatest individual contribution to the company.● Drove process improvements yielding 80% efficiency improvements in investment tax calculations, on a $50+ billion portfolio.● Identified and implemented method changes to international tax calculations releasing over $15M in tax and improving tax efficiency for all future years.

Gb

Ba, Business Admin/ Finance

International Business, Trade, And Tax Law

Transferred Prior To Completion, Sociology