David Bluestone Email & Phone Number

Responsibilities included the structuring, restructuring, and approving of credit exposure; managing credit standards; maintaining asset quality; and portfolio management for both institutional and middle market commercial real estate relationships. • Restructured over $300MM in real estate loans over the past 18 months.• Approved transactions approximating $10.2B of which over 90% has been repaid to date. • Special projects included rewriting the real estate credit policies, revising the real estate approval documents, developing a real estate risk rating system, and determining the appropriate relationship hold levels.

Responsibilities included the opening of a loan production office in a new territory for the Bank; managing a team of professionals; developing a market strategy and new business relationships; and originating and closing new transactions. •Cultivated 27 new relationships aggregating $1.15B in new transactions ranging in size from $3MM-$100MM. •Syndicated numerous transactions and successfully cross-sold derivative, conduit, and equity products.• One of two offices out of 22 to exceed all of its balance sheet and non-yield production goals consistently over four years.

Major emphasis on both the origination of new and the restructuring of existing multi-million dollar real estate transactions with various real estate developers. Responsibilities included new business development, loan structuring, underwriting, document preparation, syndication, and loan administration. Underwriting responsibilities included cost, credit, financial, market, and valuation analysis. Restructuring responsibilities included credit committee member of two multi-billion dollar real estate workouts and various real estate project workouts.

Responsibilities included managing a staff of six professionals to independently monitor the credit and process quality of the loan portfolio for Real Estate Department. Provided early identification of problem assets, process, documentation and underwriting deficiencies; interacted with governmental regulatory agencies; and assessed the integrity of the portfolio’s risk rating system.

Mba, Real Estate Urban Economics & Finance

Bachelors Landscape Architecture, Landscape Architecture