David is the Founder and CEO of OurBanc, a FinTech company with a mission to narrow the racial wealth gap by harnessing the transformative power of purpose, community, and innovative technologies to offer more equitable, sustainable, and inclusive financial products and services for the Underserved. David's inspiration for OurBanc stems from his childhood in Ghana, where he was fascinated by Susu, an informal savings practice that brings together friends and family to support each other financially. Drawing from his personal experiences and background in banking, finance, technology, and risk industries, he established OurBanc to create positive change.Before launching OurBanc, David amassed over fifteen years of invaluable experience at respected institutions like Citizens Bank, the Boston Federal, and EY. Beyond his company responsibilities, David is deeply committed to advancing faster payments, financial inclusion, and inclusive capitalism. He serves as a Steward of the Council for Inclusive Capitalism (the Council) and actively contributes to the US Faster Payments Council (FPC), where he is on the Board Advisory Group, a member of the Financial Inclusion Workgroup, and the ESG Subgroup.David's passion for fostering financial inclusion and sustainability shines through his contributions as an author and speaker. His insights on Inclusive Faster Payments, Financial Inclusion, ESG, and Sustainability have been shared in various articles and papers. He has presented at prominent payment and fintech events, including Nacha's Smarter Faster Payments, US Faster Payment Council conferences, and Benzinga Fintech Deal Day, and gatherings organized by regional payment associations.David has a Master of Science in Accountancy from the University of Notre Dame, a Master of Science in Information Systems from Baylor University, and a Bachelor's in Finance from the University of North Florida, where he graduated with the highest honors, and is a CPA.

The U.S. Faster Payments Council (FPC) is an industry-led membership organization whose mission is to facilitate a world-class payment system where every person or organization can safely and securely pay anyone, anywhere, at any time and with near-immediate funds availability. By design, the FPC encourages a diverse range of perspectives and is open to all stakeholders in the U.S. payment system. Guided by principles of fairness, inclusiveness, flexibility and transparency, the FPC will use collaborative, problem-solving approaches to resolve the issues that are inhibiting broad faster payments adoption in this country.

At Blu North Group, our mission is to help businesses enhance their Cybersecurity, Information Security and Information Technology practices, cost-effectively leveraging NIST centric approaches.

Collaborated with others to bootstrap an Agile and Adaptive Cybersecurity Program leveraging NIST CSF

Responsible for Finance Line of Business:Cybersecurity, Technology and Security Risk Management,Data and Model Risk Management

Responsible for Corporate wide SOX oversight (pre-IPO to Post):Commercial Lending, Credit CardsTreasury, Technology and Information Security

Led multiple Business and Technology audit and risk initiatives for Federal Reserve Financial Services and on behalf of the US Treasury Payments Infrastructure:Integrated Accounting System (IAS), Enterprise Accounting System (EASy), Account Management Information (AMI),National Capital Stock (NCS), US Treasury Cash Management (TCMS),US Treasury's Direct Express,US Treasury General Account (TGA),Check into AMI,Check21, FedLine,Payment System Risk (PSR) and many more!President's Award (2010)Emerging Talent Program (2008)Mobile Payments Research Project (2008)FRBB Quality Service Awards (multiple years)