CogoFi™ connects sources of home improvement, auto and elective medical loans to lenders, buyers and investors looking for consumer assets. CogoFi manages the entire lending channel on behalf of our clients, including a fully outsourced option. Lenders and institutional capital sources connect to CogoFi once and can quickly deploy capital into multiple consumer asset classes and opportunities. The same is true for FinTechs/aggregators - connect to the CogoFi platform once and access multiple capital partners.More information at www.CogoFi.com or reach out at hello@cogofi.com.

Helping companies and associations with revenue growth strategies.

On January 1, 2020 NJCUL and PCUA merged to become the CrossState Credit Union Association. Our promise is to deliver world-class training and events, provide expert legislative and political advocacy, and offer unrivaled expertise in compliance issues to credit unions in New Jersey and Pennsylvania. CrossState Solutions Corp. is the for-profit subsidiary, identifying innovative solutions to help credit unions grow and be more productive. We work with top-quality vendors to help market their solutions to credit unions via our channel.

Founded in 1934, the New Jersey Credit Union League is the trade association for credit unions in the state and is committed to the development of the credit union movement in New Jersey. NJCUL offers a full range of services, programs, products and money-saving opportunities specifically designed to satisfy a credit union’s operational, financial, training, compliance and overall growth and development needs. NJCUL enables its member credit unions to succeed by providing industry leading advocacy, education and services. NJCUL strives to create a collaborative environment that adds value through shared services, consumer awareness, and innovative marketing programs.

Wharton MBA, proven leader, entrepreneur and strategic thinker with extensive experience in for-profit and non-profit management helping companies and trade associations grow. In particular, entities that find their strategy, human capital, marketing, business development, sales, and client service processes haven't kept pace with their client and revenue growth. Client engagements included - - an extensive strategic review of all facets of a leading regional insurance broker, from operations and client service to marketing, business development and sales - a strategic assessment of marketing, sales and business development for a general contractor offering design and build services for office buildings, warehouses, and distribution centers.

Market leading firm providing executive benefits and compensation solutions to credit union leaders for recruitment, reward and retention – www.bfbbenefit.com. Acquired in May 2015 by Gallagher Benefit Services - www.gallagherbenefits.com.• Management and P&L responsibility - 40+ employees and >$15M in sales.• Managed acquisition of major competitor and BFB-Gallagher acquisition process• Conducted extensive strategic review and developed five year plan, leading to several new company-wide strategic initiatives. - Re-engineered client service business process to team approach to manage fast-increasing client base. - Managed $500k new technology development project for workflow and task management, improving productivity. - Created new content marketing approach and new business development function with focus on Top 400 credit unions, leading to 8% organic increase in market penetration YoY and $1.7M in new revenue. - Restructured approach to third party referral sources. - Enhanced conference marketing, with pre-planning and post-evaluation.

President of the for-profit affinity marketing subsidiary (Preferred Partner program) of the National Association of Federal Credit Unions – www.nafcu.org/nafcuservices.• Turn-around: re-invented program and grew revenue by more than 60%, setting new revenue records for 30-year old subsidiary nearly every year, even through a down economy.• Key innovation: embedded a content marketing and thought leadership consulting firm inside a trade association affinity channel, unlocking significant value for both the association and affinity partners.• Responsible for management/P&L, revenue generation, strategy, business development, marketing, Preferred Partner/public relations, events, and more.• managed programs for 30+ Partners, including Discover,American Express, NCR, Wolters Kluwer, Deluxe, Genworth, SAS, VantageScore and Insuritas. • Created original educational, thought leadership content in over 200 webcasts, webinars, podcasts, blog posts and other digital delivery channels. • Created the credit union locator www.CULookup.com, and also 30 free financial calculators in use at >150 credit unions for brand enhancement, with ~2 million annual visits.• Featured in NY Times, Wall St. Journal blog, CBS Early Show, other media.

• Responsible for establishing Washington, DC presence for Gates and Company, a management consulting and investment banking firm based in Wilmington, DE.• Business development, liaison with wide range of business and professional organizations for deal flow and consulting services.• Helped a Fortune 100 chemical company develop “outside-the-box” strategic growth strategies for a $500M safety products business unit.• Assisted an emerging biotechnology company with comprehensive planning, sales and marketing, general management, strategy and capital formation. • Organized successful investment banking “Opportunities in Bio-IT” seminar for annual Bio-IT meeting, aimed at developing partnerships between Fortune 500 firms and emerging technology companies.

CEO and Co-founder of software firm that developed online expert systems for regulatory compliance, including OSHA, EPA, and DOT HAZMAT (www.vcompro.com). • Grew business from concept to 30-person organization.• Identified and implemented marketing, licensing and business development strategies to leverage technology.• Cultivated and maintained strategic relationships with investors, partners, customers.• Raised $5.8M+ from angel and venture investors.• Managed P&L responsibilities including revenue models and budgets. • Developed and communicated vision and strategy.• Served as public face of company for media, presentations and external affairs.

National leadership role managing environmental, safety and health issues for Champion International, a Fortune 150 forest products company (now part of International Paper)• Managed Clean Water, Endangered Species, Recycling, Superfund, Private Property Rights, Clean Air, Hazardous Waste, OSHA issues.• Initiated and led successful effort to create first “Beyond Compliance” incentives as a part of new EPA rules, saving company over $50M in process related costs.• Chaired coalitions involving Fortune 500, law firms, and associations as Issue Coordinator for Clean Air, Endangered Species, Clean Water and Global Climate Change policy issues. • Participated in select Senior Management Program for high-potential managers.

• Managed furniture industry government affairs issues, including environmental, safety and health, trade, consumer product safety. • Succeeded in 4-year campaigns to lower Canadian furniture tariffs and lower OSHA wood dust exposure limits. • Developed and maintained government affairs software system (dBASE III).

• Worked with Members of Congress, their staff and federal agencies on Superfund, RCRA, Clean Air and other environmental policy issues; emerging technology policy issues, including intellectual property, science and engineering manpower, antitrust law and cooperative research ventures, technology transfer, robotics, and biotechnology.