• Renewed more than 60 lines of credit for around USD $50MM to financial institutions, companies and high net worth individuals. The renewal was subject to financial forecasts, expected return of the relationship, collateral’s nature, quantification and evaluation of operational, macroeconomic and regulatory risks• Structured new lines of credit based on the analysis of financial statements, industry and country situation, expected return, collateral and formulation of terms and waivers. Completed more than 20 deals for USD $20MM• Analyzed and followed-up in a daily basis collateral’s value, mostly conformed by financial instruments to ensure risk coverage. Occasionally, collateral was successfully modified in situations of high risk to decrease exposure • Coordinated and interacted regularly with teams worldwide to implement efficiently changes in guidelines and procedures in the company to be compliant with regulations in the industry and corporate strategy of the bank

• Developed Confidential Information Memorandums (CIM) of companies in divestiture process to inform potential investors and structure buyouts deals. The preparation process of the CIM included development of key investment considerations, valuation, financial results, forecast of earnings and risk factors

• Developed and presented financial and strategic reports to senior bankers, based on the analysis of leverage levels, operational efficiency and industry tendencies, in order to evaluate repayment capability and terms• Analyzed financial statements and maintained direct, regular contact with corporate managers to build multi-scenario earnings and cash flow models. Validated assumptions and results in newly implemented models• Identified clients for financial improvement and designed emergency plans to improve liquidity metrics, cost structure, marketing strategies and operational issues in order to reduce default rates

• Supervised and prepared monthly reports for board members of more than 30 state owned enterprises (SOE), monitored financial goals, asset management, operational performance and management results• Supported the divestiture process of the third most valued SOE in Colombia (ISAGEN) valued at $1.7BN, collaborating with independent investment banks in the valuation process• Designed action plans for representatives of the Colombian ministries to meet the Organization of Economic Cooperation and Development (OECD) entry requirements, regarding corporate governance, transparency, management and strategic goals in public companies