David G. Smith Email & Phone Number

Cleveland, Ohio

Cleveland, Ohio

Cleveland/Akron, Ohio Area

- Data Steward / Data Governance- Business Analyst for National City Bank's Data Warehouse

Provided decision support reporting and analysis for Allegiant Asset Management Group. Developed processes to enhance monthly reporting efficiency. • Engaged centralized activity based costing (ABC) team to build product/account profitability.• Constructed monthly process for reporting travel and entertainment expenses, lowering expenses by $117,000.

Instituted methodologies and processes for applying market discipline to the profitability measurement and analysis of bank products, business lines, and customer relationships. Used financial engineering techniques. • Implemented methodologies for net interest income (“spread”) on commercial leases and home equity loans.• Reengineered transfer pricing application, which helped shorten monthly reporting cycle from 6 to 5 business days.

Designed and implemented custom software solutions to improve effectiveness of Management, Reporting & Planning Division and business lines.• Designed bank’s expense allocation system for business line profitability. Used activity based costing skills.• Developed Salary Planning Tool for annual budget process, which enabled distributed decision making.

Developed methodologies for applying market discipline to the profitability measurement and analysis of loans, deposits, other products, business lines, officer portfolios, and customer relationships. Provided for year-to-year trend analysis. Enhanced earnings-at-risk capital allocations.• Developed transfer pricing application, which trimmed (a) monthly reporting cycle from 7-9 to 5-6 business days, (b) process related recalls of reports to executives from 4 to 0 times a year, and (c) 2-3 person days per monthly.• Built an enterprise budget/forecasting application for business line planning net interest income.

Developed activity based costing (ABC) model for back-office operations. Responded to research requests from business lines. Trained junior cost analysts in ABC techniques and led them in projects.• Identified unprofitable Treasury Management relationships and became active participant in pricing RFP’s.• Determined best practices for Item Processing managers.

Provided research and investment recommendations to portfolio manager for Parkstone Small Cap mutual fund following guidelines established by firm. Tracked fundamental investment news.

Designed and developed software for the Meridian 1 PBX telecommunications systems. Traveled abroad to other Nortel labs and customer sites.• Reduced by 1-2 months the average software release cycle time of 9-12 months.• Mediated challenges between Canadian and French teams. Led to recertification for sales in the European Union.• Drove software release by negotiating issue resolution with a regional sales manager for Scandinavia customers.

Work with Dr. David L. Parnas in the develop of formal specification methods.

Mba, Finance

B.Sc., Computing And Information Sciences

Activities and Societies: International Student Buddy, Squash, RacquetballStudied one year of Theoretical Physics