Vice President, Residential Lending Underwriting Manager
CurrentDirectly leading, mentoring & training four f/t Underwriters and providing dotted-line support & mentoring for eight Loan Processors and Closers, all in a safe and engaged Team environment, both on-site and remotely.Ensuring all loan approvals strictly comply with Conforming agency guidelines or Bank portfolio quality criteria.Mitigating residential Mortgage Lending risk by thoroughly inspecting and verifying all details of loan applications submitted.Providing swift & satisfactory resolution to any Investor suspense requests.Planning & forecasting departmental budget/revenue expectations and closely managing costs/expenditures.Performing due-diligence on policy or procedure changes to Portfolio loan Underwriting standards.Monitoring Agency guidelines/Investor overlays and keeping staff apprised of any updates/changes.Placing only qualified applicants into appropriate programs for their borrowing needs.Ensuring asset performance to positively affect the Bank's bottom-line earnings growth & profit.Promoting the Bank's deposit products and services in the course of reviewing loan applications.Acting as a Brand Ambassador for our Bank in the community.Reviewing Compliance & Regulatory Audit findings and subsequent analysis & response.Providing support for our Construction Loan Program & project monitoring.Managing and performing due-diligence, collecting & reporting required documentation for company Vendor relationships.Supporting our loan production environment/LOS as an ICE Mortgage Tech (EllieMae) platform SuperAdministrator.Acting in capacity of primary Compliance liaison for 2018-criteria HMDA reporting and LAR review & submission.Successfully developed training for & achieved implementation of the 2020 URLA into the Bank's residential mortgage production environment.Entrusted with Senior Level loan approval signing authority.Appointed MERS Signing Officer.
