Koalaboox is a Fintech that, after raising a Series A funding round in early 2019, has the objective of having an exponential growth. In order to achieve this goal, we are involved in a digital transformation of the company for creating a scalable model.As Head of Product, reporting directly to the CEO, my duties are:• defining the evolving strategy of the value proposition offered as SaaS, meeting with the goals of the company• defining an action plan for implementing that strategyAlso, I am responsible of:• leading the definition of the UX that Koalaboox wants to provide• building the mobile software engineering team• defining the promise offered to our customers through the mobile channel

FUTURE Leading at Barcelona headquarters the Innovation and Digital Transformation capabilities, defining a mindset about the businessshould be made in the digital era.My focus is in:• offering to companies a strategic vision for transforming their business and their services, to be meaningful and relevant for thepeople.• defining a roadmap with short-term actions for the adoption of those visions• presenting Alten technical solutions in areas as digital onboarding, geolocalization, chatbots,...Those approaches cover not only technology adoptions but changes in the experience the companies deliver to their customers, based on the whole understanding of person’s interests and needs and how he interacts with the services provided by the company.

MY THIRD PRODUCT: A ELITE TEAMI chose the offer to lead the Alten team at BancSabadell Digital Channels because I saw the opportunity of really being responsible of the creation of meaningful services for the bank´s customers, given my deep knowledge in:• banking business• technologies that can make the services relevant to the people• lean and agile methodologiesI transformed a mobile team, making it the most talented, trusted and agile among the other teams that work in BancSabadell DigitalChannels. As result, we became responsible for:• the architecture of mobile apps• release management• implementation of the most sensitive functionalitiesFrom that strong position, in 3 years I managed to increase the business x3 times, growing Alten in other areas as Quality Assuranceand Project Management.

LEARNING HOW TO BUILD A PRODUCTI decided to join the project of building a indoor geolocalized marketing platform because I liked the idea, I saw huge potential of success and mainly to learn, from an amazing team, how a product has to be done.My responsibilities:• developing at iOS platform• defining software architecture for mobility applying Clean Architecture and Design Patterns• dealing with an external UI/UX designerAlongside with them I learnt:• lean start-up and Agile methodologies• modern patterns in software engineering• business development

MY FIRST PRODUCT, MISTAKES AND MANY LESSONS LEARNTAlways my passion and dream was building the best products for the people.So, after creating a strong professional experience I thought that I was ready for trying to be an entrepreneur alongside with two morepartners.I defined the business model, led the design of the product (functionality and UI/UX) and led the technical architecture of the solution.We succeeded:• creating a MVP• presenting the project to investors• having meetings with other start-ups which we could have synergiesAlthough, we could not continue with the project because we could not raise funds soon enough, several lessons were learnt for the next try.

LEADING BANCSABADELL TO COMPLAIN WITH BANCO DE ESPAÑAIn a context with several European Financial Entities having solvency problems, the European Central Bank enforced the local Central Banks of each member of the European Union to increase the information about financial risks and collaterals of the institutions under their supervision.My objective was preparing BancSabadell for being able to have all the data needed to complain with the requirements from Banco deEspaña (CIRBE).My responsibilities were:• becoming the referent about the new requirements formulated by Banco de España• getting the knowledge of all the financial products offered by BancSabadell• forming and leading a team of 4 individuals, responsible for identifying the gaps for fulfilling the new demands of information• alongside with my team, defining and prioritize the tasks to be performed by BancSabadell to create the information requested

GOING INTERNATIONALBanco Santander in its plan of internationalization for hedging its exposure to the Spanish market, had as target the British market.Started by the acquisition of Abbey Bank, that allowed them to have presence in the retail sector they continue to strengthened their position with the purchase of a portfolio of SME and Corporate business of Royal Bank of Scotland.My duties were:• assessment of processes and tools used for the Chief Risk Officer in UK for admission and monitoring of financial risks• managing the implementation of Corporate tools for Risk Management and adaptation to the UK context

UNDERSTANDING BANKINGIn the context of the Global Financial Crisis started at 2007, I had the objective of helping BancSabadell to:• monitoring the impact of client defaults in the P&L of the Bank• monitoring the liquidity risk of the EntityTo performing that duty, I led a team of 2 - 4 analysts in several projects inside the Chief Financial Officer of BancSabadell, with the objectives of:• creating the needed tools for the treatment of the financial, risk and commercial management data• analysing and explaining the conclusions gotten to the financial analysts of BancSabadellThe main challenges that I embraced were:• acquisition of knowledge in banking accounting and in financial, management and risk information banking architectures• dealing with a new profile of stakeholder, the financial analyst

TWO MISTAKES FOR HAVING A GREAT SUCCESSAccenture was the opportunity for working for the biggest companies in Spain.I started assigned to a strategic project for BBVA: the technology transformation of their front-office.The goal of the project was extremely difficult to achieve, given the adverse circumstances:• lack of functional documentation• no stakeholders with a complete knowledge• no knowledge of the deprecated technology of the actual platformWe failed until two times, having a great delay and therefore a great pressure from BBVA.So, we created a group with the most talented individuals of the Accenture team, and taking key and aggressive decisions we managed to accomplish the objectives in an incredible short period of time.Earned the full confidence of my Managing Director, I was one of fastest Analyst to be promoted to Consultant in Accenture Spain.That was possible thanks to the skills that I created and the achievements gotten:• critical analysis that helped me to create a reverse engineering methodology that led to the final success of the project• team leadership needed for recruiting and leading 6 people and having a great effectiveness• huge commitment with Accenture, my team and the success of project

UNDERSTANDING BUSINESSAs a young graduate, I decided to join the business development team of Tele2 Comunitel because I had a lack in business skills and I knew they were fundamental in my career.My responsibilities were:- Worked with large and medium business clients giving telecomunications solutions.- Responsible for the P&L and margin of the client portfolio.For someone with no previous business experience was a great challenge, but in a short period of time proved to myself and my Company that I could create skills needed for:- solving problems- creating strong customer relationships- developing ways to grow the business- increasing the turnover of my porfolio