Experienced consultant in the non-life and life insurance sectors, with significant risk, capital management and investment experience across the financial services sector. Worked across Africa and the Middle East.Leads Milliman's African practice, providing sophisticated actuarial advice and risk tools to insurers and banks in emerging markets with implementation sensitive to local market conditions.Our services are tightly integrated globally, providing direct access to insights from the US, the UK and Europe, the Middle East and Asia.Actuarial, insurance and risk management solutions: - Licence applications, new market entry or market and product expansion (feasibility, due diligence, valuations, acquisition accounting under IFRS3, IAS38 and IFRS4/IFRS17) - Dealing effectively with regulatory change, positioning for competitive advantage - IFRS17 design decisions, model implementation and impact assessment - Product development, pricing, premium reviews, underwriting and market conduct considerations - Financial modelling - Regulatory modelling and compliance (ORSA, process optimisation, capital management and product design under SAM, shareholder reporting) - Economic Capital Modelling and RoRAC optimisation - ALM, liquidity and market risk management, mandate reviews and hedging for insurers - Valuations and financial reporting (Embedded Values, MCEV, IFRS4 / IFRS17, IFRS9 and IAS18 / IFRS15, insurance elements of USGAAP) - Head of Actuarial Function for Life Insurers and Short Term Insurers - Head of Actuarial Function to Microinsurers - Independent reviews or peer reviews of actuarial and insurance matters - Data analysis and modelling of customers, customer lifetime, fraud evaluation, dynamic pricing