David Lynd Email & Phone Number

Alexandria, Va

• Provided support to organizations to improve risk management, compliance, strategic planning, operational effectiveness, business process improvement, organizational design and change management • Performed risk assessments, assess operational breakdowns and testing and interacted with management to support implementation of remediation plans or changes in processes and procedures• Developed and perform risk and compliance testing, monitoring and reporting functions to ensure compliance with Federal and state regulations• Assessed internal policies and procedures for compliance with client risk tolerances and compliance with Federal regulations and advised Senior Management on findings and remediation strategies• Prepared and report audit findings to Senior Management with recommendations for implementation of controls and other mitigation and/or remediation actions

Washington D.C. Metro Area

• Performed audit testing and reporting to ensure compliance with regulatory data collection requirements • Led or perform projects involving technology and the development of new procedures to ensure that pertinent regulatory concerns are addressed in the project outcomes• Conducted assessments of compliance with regulatory and program requirements and evaluate the design and operational effectiveness of the business• Developed and execute high-level audit testing and monitoring plans in supporting assigned business units

Washington D.C. Metro Area

• Performed risk assessments, assessed operational issues and implemented and implement risk and compliance controls• Developed and performed audit testing, monitoring and reporting of company’s operational functions to ensure compliance with company risk tolerances and Federal and state regulations• Developed, implemented and managed action plans, controls and projects that reduced loan origination times by five days per month• Built consensus with senior staff and employees to ensure timely completion of projects and action plans• Developed training materials and tools for all levels of positions with the company

Washington D.C. Metro Area

• Developed and implemented risk and compliance audits, including review of vendor functions• Advised clients on operational, compliance, risk and IT regulatory requirements• Reviewed client’s operational policies and procedures, including vendor management and IT functions• Kept abreast of all mortgage-related regulatory and legal developments

Washington D.C. Metro Area

• Conducted compliance risk assessments, developed/implemented remediation plans and controls to mitigate issues to satisfy regulatory requirements• Reported risk assessment findings to Management and recommended controls for risk mitigation/remediation to align with company’s risk tolerances• Developed and managed projects designed to implement operational changes, controls and enhancements• Conducted audits on operational procedures and developed/implemented remediation plans and controls to mitigate issues to satisfy regulatory requirements• Built company-wide consensus to ensure timely completion of projects and action plans• Assessed the results of process change impacts and controls, advised senior management on findings and implemented operational, compliance and IT changes• Developed tracking and reporting systems to support compliance auditing/testing of business processes and risk mitigation and remediation controls• Developed and presented training materials and tools for staff at all levels including Senior Management

Washington D.C. Metro Area

• Managed, developed and implemented risk and compliance audits of loan servicing operations • Analyzed current state business processes and procedures and advised clients on compliance with legal and regulatory requirements• Acted as liaison between senior management and client for implementation of enhancements to audit management policies and procedures• Provided risk, compliance and procedural audit support to clients regarding lending and loan servicing

Washington D.C. Metro Area

• Performed risk assessments and gap analysis, developed and implemented controls and monitored the results of new controls in achieving compliance with laws and regulations• Conducted comprehensive risk and compliance audits and evaluations of business operations and reported findings to senior management• Provided risk, compliance and audit support to large banks regarding loan origination and servicing• Developed plans to assist clients with process and procedures changes necessary to achieve compliance with laws, regulations and best practices• Worked with clients’ business lines to implement changes to current state processes and procedures

• Originated conforming (Fannie Mae and Freddie Mac), VA, FHA and Jumbo residential mortgage loans• Worked with bank’s internal residential mortgage processing team to develop procedures to conform with Federal and state requirements• Analyzed loan applications, credit reports, financial statements, and operating expenses to form the basis of approval or denial of loan applications

Baltimore, Maryland Area

• Managed a branch office with responsibilities including the supervision and hiring of staff, financial budgeting, and ensuring quality service delivery and outstanding customer service • Reviewed in detail both loan documents and organizational documents and prepared for litigation on problem loans • Reviewed Federal and state laws and regulations and implemented operational changes to conform with legal and regulatory requirements • Originated conventional (Fannie Mae and Freddie Mac), VA, FHA, commercial and Jumbo residential mortgage loans

Baltimore, Maryland Area

• Managed mortgage sales and processing staff• Provided training and instruction to staff on sales techniques, legal and regulatory compliance standards, loan program guidelines, and company policies and procedures• Originated conforming (Fannie Mae and Freddie Mac), VA, FHA, commercial and Jumbo residential mortgage loans

Baltimore, Maryland Area

• Managed mortgage sales and processing staff• Provided training and instruction to staff on sales techniques, legal and regulatory compliance standards, loan program guidelines, and company policies and procedures• Originated conforming (Fannie Mae and Freddie Mac), VA, FHA, commercial and Jumbo residential mortgage loans

Baltimore, Maryland Area

• Lobbied for trade associations before the Maryland General Assembly• Developed and maintained relationships with legislators and their staffs • Communicated client positions regarding pending legislation through white papers, written and oral testimony and meeting with legislators• Managed legislative agenda including working with clients’ senior management and executives to develop strategies supporting clients’ positions on pending legislation• Assisted clients in procuring government contracts by drafting responses government solicitations

J.D., Law

Ba, Political Science, Communication Studies