Impactive Finance is a concept stage business that aims to reduce poverty by enabling the consumption and wealth of the relatively rich to finance productivity-enhancing investments among the relatively poor, who are largely excluded from the benefits of the global economy.This will be done by enabling yield-generating financial products, where the yield is sourced from productivity enhancing investments in less developed regions.Financial products may include:- Impact… Show more Impactive Finance is a concept stage business that aims to reduce poverty by enabling the consumption and wealth of the relatively rich to finance productivity-enhancing investments among the relatively poor, who are largely excluded from the benefits of the global economy.This will be done by enabling yield-generating financial products, where the yield is sourced from productivity enhancing investments in less developed regions.Financial products may include:- Impact Borrowing (consumer finance that allows the full loan amount to be utilised in anti-poverty impact investments before re-paying the consumer debt, at no additional cost to the borrower)- Impact Saving (fixed term and instant access savings products that derive yield from poverty-reducing investments)- Compounding giving (charitable giving that grows and recycles itself over time)Yield generating investments may include:- Lending to high-quality microfinance institutions with a strong track record in financial management, and in productivity-enhancing lending that sustainably reduces poverty- Lending to scalable, productivity enhancing agriculture projects in poverty affected regions- Lending to Small to Medium sized enterprises (SMEs) who provide employment and enhance productivity in poverty affected regions. Show less

Long-term investor in cryptocurrencies. Ever since hearing about Bitcoin in 2013, I expected that the invention of decentralised digital scarcity was going to have a big impact on the world, and we're now starting to see that unfold.

Relume Optics LTD was developing an innovative fibre optic lighting technology called ZeroVolt technology.ZeroVolt technology aims to make fibre optic lighting available for a broad range of lighting applications by removing the need for specialist skills and equipment in the supply chain.ZeroVolt technology was demonstrated successfully as a technical concept that showed it to be significantly more efficient, more flexible, and potentially more cost-effective than other fibre… Show more Relume Optics LTD was developing an innovative fibre optic lighting technology called ZeroVolt technology.ZeroVolt technology aims to make fibre optic lighting available for a broad range of lighting applications by removing the need for specialist skills and equipment in the supply chain.ZeroVolt technology was demonstrated successfully as a technical concept that showed it to be significantly more efficient, more flexible, and potentially more cost-effective than other fibre optic lighting systems. Development was halted due to lack of a clear path to low-cost production using off-the-shelf technology. The required up-front costs for custom components was considered too high to justify continued development at the time.If suitable LED technology becomes available to enable low-cost low-volume production, this may be progressed at a later date, but it is not currently in active development. Show less

Relume Design LTD was started to design innovative lighting products.The first product Relume Design worked on was Tilelite; an illuminated tile insert. This was not commercialised due to a lack of suitable fibre optic lighting technologies.Relume Design pivoted to focus on general use fibre optic lighting technology (ZeroVolt technology) for use with Tilelite and in other applications, and this work was continued by Relume Optics Ltd. ZeroVolt technology was… Show more Relume Design LTD was started to design innovative lighting products.The first product Relume Design worked on was Tilelite; an illuminated tile insert. This was not commercialised due to a lack of suitable fibre optic lighting technologies.Relume Design pivoted to focus on general use fibre optic lighting technology (ZeroVolt technology) for use with Tilelite and in other applications, and this work was continued by Relume Optics Ltd. ZeroVolt technology was demonstrated successfully as a technical concept that showed it to be significantly more efficient, more flexible, and potentially more cost-effective than other fibre optic lighting systems. Development was halted due to lack of a clear path to low-cost production using off-the-shelf technology.If suitable LED technology becomes available to enable low-cost low-volume production, this may be progressed at a later date, but it is not currently in active development. Show less