Ayobami Oyebowale Email & Phone Number

I am a Credit risk analyst, a Sales and Marketing Representative and Relationship manager with over 5 years of experience in the microfinance sector. Over the years, I have managed a portfolio with client base of over 2000, with 85% portfolio growth rate 90% client retention rate, a high debt recovery profile while maintaining a PAR below 0.5%, I have managed client base of both low net worth and high net worth individuals.My personal values of integrity, excellence, discipline, sacrifice, empathy and collaboration shaped my contributions to every organization I worked with to create a long-term value.I seek to become a distinctive employee, firmly focused on customer-centricity, upholding work ethics and values, while using data in solving numerous problems and building a reputable career.

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  Asset Loan Manager

  Grooming People For Better Livelihood Centre

  Feb 2017 - Present - Nigeria

  Analyse and determine the risks in order to assists the clients to make sound financial decisions.Assists the clients to meet the financial goals of the organization.Analyse and assessed the financial statements and Credit history of existing and potential clients.Reviewed Credit applications and perform Credit checks.Ensure that the organization’s objectives in terms of sales visibility and customer service are achieved.Motivate and monitor staff performance and efficiency.Translate marketing strategies into operational sales.Approve loan applications within specific limits and refer loan applications outside those limits to management for approval.Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits in line with Clients Protection Principle.Facilitated debt recovery measure with an average recovery rate of 95%.Assess credit worthiness of individuals and corporate bodies.Ensure the company’s credit exposure is within set risk bearing limits.