David Prado Email & Phone Number

Madrid, Es

Palma, Islas Baleares, España

Global Head of Order to Cash processes.

Madrid, Comunidad De Madrid, España

• Oversee the correct application of Global Credit and Collection policy in Iberia Region focused on improving Cash Flow and reducing Account Receivables.• Direct, motivate and give training to 18 members of Credit & Collections Team (Spain and Portugal)• Determine, evaluate and propose Credit Limits for Customer to Finance Manager and Mill Controllers. Deep analysis of financial reports.• Optimized “Order to Cash” processes in order to improve Cash Flow ratios; Analysis of commercial disputes (prices, quantity, quality) taking actions to solve them in future.• Support Commercial Teams with reports and financial solutions as competitive advantages.• Manage relationships with external agencies (D&B Informa) and Credit Insurance (Atradius)• Participate in monthly meetings with other Group Credit & Collections Managers (US, UK, Holland). Global projects as Credit Policy, define most accurate Credit Management Tool, Collections, Rebates• Oversee correct accounting for Account Receivables and Reconciliations in collection processes.

Madrid, Comunidad De Madrid, España

- Accounting, Balance Reconciliation and Closures procedures for Poland, Croatia, Czech Rep- Monthly, Quarter and Yearly Financial Analysis - Cost Analysis and Budgeting reports.- Give support to Finance Regional Teams- To propose and implement improvements in financial processes- To Audit and review Cash Balance, Account Payables / Receivables

Madrid Area, Spain

• Designed and implemented a Credit and Collection policy focused on improving Cash Flow and reducing Account Receivables; saved €1M per year in bank interest.• Directed the 7-member Risk and Credit Department team in providing quality services.• Negotiated and approved payment terms with customers according to Global Credit Policy.• Evaluated credit limits for new and existing clients; performed deep analysis of financial reports.• Optimized the Order to Cash process to improve Cash Flow ratios; reduced DSO for 10 consecutive years, decreasing high-interest costs and improving Working Capital.• Delivered insurance coverage for commercial risk and measures to reduce receivables exposures.• Liaised with outsourced activities, attorneys, and recovery agencies.• Ensured proper accounting of financial transactions and efficient cash flow management.• Cultivated a productive, customer service-focused organizational culture.

Madrid Area, Spain

• Developing and implementation of a new European credit policy in my Region.• Lead 5 members of Credit & Account Receivable team; providing team support and mentoring.• Collection and analysis of financial data from external credit agencies and other relevant sources to identify high-risk credit issues.• Complete and comprehensive credit reviews; recommendation of Credit Limits in alignment with the established Risk Management Policy.• Produced Approval Forms for special refinancing operations and credit limits.• Monitore and updating Credit Scoring Models.• Reporting of results to Japanese and European Headquarters in Brussels / Tokio.• Obtained overdue funds and fees from clients; optimized cash flow and reduced DSO.• Supervising of the customer credit evaluation process; conducting annual credit reviews.

Madrid Area, Spain

• Lead the activities of the Credit and Collections team.• Oversaw the Credit Granting process; implemented procedural efficiencies and improvements.• Implemented and utilized Credit Control software with the SAP/Accenture team.• Designed and executed the Global Credit Insurance Policy.• Reported and reconciled debts with clients; optimizing the collection process while reducing DSO.• Generated accurate, up-to-date reports on the status of credit and collections.• Evaluated and approved negotiated payment plans.

Madrid, Community Of Madrid, Spain

- Supervised the management of bank and conciliation accounts- Provided recommendations to optimize the cash flow process- Negotiated terms including credit policies and interest rates with banks- Addressed and resolved treasury issues; distributed payments to suppliers and salaries to employees- Communicated overdue account receivables to customers

Madrid

• Directed investment and coverage rate operations (e.g., FRA, SWAP).• Reported results, issues, and recommendations to the Central Bank of Spain.

Financial Accounting, Business Analytics, Economics For Managers (Core), Accounting And Finance

Bachelor'S Degree, Economy And Business Administration

Bachelor Of Business Administration - Bba, Economy And Business Administration Degree

Executive Program Credit Management

Master Of Business Administration - Mba, Finance, General

Certification In Executive Coaching, Coaching