LEAF acquired VAR Technology Finance January 2019, transitioned from VAR CFO to LEAF Director Credit for VAR Technology Finance division as well as other LEAF Commercial Capital divisions. Commercial credit underwriting, vendor due diligence, mid to large ticket underwriting. Special projects on portfolio performance, industry analysis, in-depth customer reviews, underwriter training and coaching.

VAR Technology Finance provides flexible financing options to businesses acquiring IT equipment. We specialize in the leasing and financing of IT equipment and understand the acquisition process so that you receive the best solutions for your business.

A private startup company initiating acquisitions in energy, real estate and construction. - Led the financial planning and analysis (FP&A) for the acquisition of oil & gas, refinery, construction and real estate development projects.- Prepared and presented business plans and financial projections to investment banks and investors for company funding requirements.- Completed company financial models, business plans and operational plans. Coordinated work with senior management to develop acquisition strategies, objectives, metrics and organizational structures.

Spearheaded the financial planning and analysis (FP&A) on the acquisition and disposal of DTG’s fleet, with annual purchases of 160,000 vehicles valued at $2.8 billion. —Researched industry best practices in remarketing analytic and statistical models to generate $10 million profit annually.—Financial member in profit improvement teams that planned and executed annual expense savings on 12 key initiatives of over $20 million.—Key member in optimization model implementation that saves $30 million depreciation expense annually.—Initiated fleet cycling changes that lowered fleet costs $3 million annually.—Lean Six Sigma project member that generated annual expense savings of $3 million.—Developed forecasting tool with best in class consulting firm that lowered fleet costs $2.4 million annually.—Led Fleet IT projects that streamlined processes to reduce expenses $650,000 annually. —Member of fleet due diligence team in proposed $1 billion acquisition.

As Division Controller directed staff of 30 Fleet employees responsible for accounting, internal control, financial reporting, forecasting, financial planning and analysis (FP&A), budgeting and controlling the companies most important and profitable asset. —Key member of management team that grew leasing profits 21% over a three year period.—Implemented new purchase options for franchisees growing profits $2.5 million annually.—Initiated new credit controls that lowered bad debt from 3.4% to 2.8% of revenues, saving $550,000 annually. —Implemented new internal controls that saved $750,000 in vehicle interest expense.

Financial lead on management team that restructured Thrifty’s Canadian subsidiary with revenues of $80 million. —New operating strategy reduced losses $4 million to achieve first breakeven level in company history.—Restructured five major franchisee past due accounts. Initiated new letter of credit collateral requirements that reduced bad debt from $4.6 million to $.7 million over two years.—Successfully led Financial Planning and Analysis (FP&A), Human Resources and IT departments through transition.

Financial Reporting of Thrifty Car Rental, Inc. consolidated results.Financial Planning and Analysis (FP&A) on global operations.Monthly analysis of financial and operating results vs. forecast and budget.Develop annual operating budget and five-year business plan.Prepare monthly financial forecast, capital expenditure forecast.

Responsible for the consolidation of financial forecasts, budget, capital plan and five-year plan.Financial forecasting, budgeting and analysis for Thrifty Car Rental.Capital expenditure analysis and reporting.Financial Planning and Analysis (FP&A) on key metrics (KPI's)