Health & Life Insurance Producer, focused on voluntary employee benefits, providing employers with a NO COST solution to enhance their benefits package, increase employee retention and morale, reduce workers compensation claims and save on payroll taxes. My professional background has given me the skills to be able to relate to, and consult with both employers and employees, to determine their specific needs, provide pertinent product information and education, and answer any questions they may have.I provide full service to my accounts and policyholders regarding claims, change requests, invoicing issues, etc.Specialties: Supplemental Insurance benefits such as Accident, Hospital, and Disability, that give employees the opportunity to protect their income and maintain a cash flow when they get sick or injured, on or off the job, in order to be able to pay everyday bills that health insurance doesn't cover. Dental and Vision are also available, as well as the all important Life Insurance. No "hard-selling"​ - All I do is educate and provide information so that people can make informed decisions based on their own risk tolerance.As a Direct-To-Carrier agency, Malden Solutions provides quality coverage without the middle man. Use our experience working with the highest rated carriers to your advantage. We communicate directly with insurance companies and function both as your agent and your service provider. No more toll free numbers and no more call center hold times. With a Direct Service Team your company will deal with the same knowledgable support team, year after year. Let us sit on hold with insurance companies while you focus on running your business.As Healthcare Reform becomes reality, many companies find themselves in a very dangerous financial position. New and innovative options are available for employers to combat the rising cost of health care without negatively impacting the bottom line. Whether you have 3 employees or 3,000 there are options which will allow you to protect your company AND your employees without breaking the bank.