David Shafer is a business professional with expertise in B2B credit card and payment processing. He also has a strong background in equipment finance with a specialty in technology and development of vendor programs. He gained his experience with major companies such as Wells Fargo, GE Capital, Ingram Micro, Dell and Merchant e-Solutions, as well as with smaller companies and as an entrepreneur.After completing his MBA in finance and marketing he went to work for Wells Fargo. He completed the prestigious Credit Management Training Program there second in his class. He then went to work in the Structured Finance Group where he underwrote debt financing for leveraged buyouts, mergers and acquisitions. The next phase of his career was in equipment financing. In addition to success in his business development roles, during his tenure at GE Capital and Dell Financial Service he received advanced training in credit underwriting, financial analysis and six sigma process improvement.At Ingram Micro David developed and managed an innovative end user finance program which was successful in financing over $30 million of product sales. His responsibilities included marketing the program to the Ingram sales force, value added resellers, and end users.At Merchant e-Solutions David has gained expertise in "card not present" credit card processing. Here he works with mid and large companies to minimize their cost for accepting payments.Today, David is Director of Business Development at Balboa Capital. In this role he works with large national companies to develop finance programs to facilitate the sales of their products. David specialized in technology markets including both hardware and software, LED lighting and other hard asset areas.Specialties: Equipment FinanceEquipment LeasingTechnology FinanceVendor Program DevelopmentCredit Card Processing ExpertCard Not Present ProcessingLevel 3 QualificationPCI DSS ComplianceMBA in Finance and Marketing