Working regionally with early stage businesses and concentrating on the City of Allentown, my position focuses on creating economic growth through loan programs for equipment, real estate, growth/expansion and working capital. By providing access to capital, my goal is to create jobs, grow the tax base and create wealth for employees and owners alike. I manage five loan programs; one, a fund that seeks to lend within Allentown’s large Enterprise Zone, another that seeks to lend to minority business owners (across Lehigh and Northampton Counties) and a three City wide programs that provides loans to a broad scope of City businesses. Coupled with this work is business outreach/assistance to small businesses including AEDC incubator tenants and assistance with commercial real estate development of the 1.6 million sq. ft. of space that AEDC owns, leases or manages. AEDC is a private, non-profit corporation dedicated to promoting smart growth throughout the City of Allentown.

I was a Nationally and State certified Paramedic (NRP) and carried special certifications in Advanced Cardiac Life Support (‘ACLS’), CPR, Pediatric Advanced Life Support (‘PALS’), Prehospital Trauma Life Support (‘PHTLS’) and Advanced Stroke Life Support ('ASLS') and recently added Advanced Medical Life Support ('AMLS'). I often work a shift on weekends and some nights…typically handling 4-6 Advanced Life Support calls a shift. In January 2014, I transitioned up to the new NRP (National Registry Paramedic) status. I have re-certified my National Registry 5X and PA State license 2X. BTVFC and Emmaus provide Advanced Life Support medical services as primary EMS in large service areas and also through cooperative 'mutual aid' agreements with agencies in surrounding communities. We carry medications to treat conditions such as diabetes, COPD, asthma, heart attacks, cardiac arrest, heart conditions, drug overdoses, pain and many other acute medical and/or trauma issues. We are equipped to handle broken bones, Cardio Pulmonary Resuscitation, breathing problems, and other life threatening injuries and illnesses.Due to a health condition, I retired from Paramedicine and let my certifications expire at the end of 2023.

Supporting over 250 businesses, work internally with MBA students and externally with small and large businesses to provide research, training and technical expertise needed to procure federal, state and local government contracts and to develop technology and commercialize Intellectual Property (IP). Assist businesses and entrepreneurs with the development of business models/plans to fulfill the requirements, complete the processes for government contracting and/or move IP/technology into the commercial marketplace. Provide assistance for all phases of business including distressed work-outs and high growth environments. Significant knowledge of FAR, GSA, Federal, State and local contracting and SBIR/STTR Federal grant programs. Manage multiple funding sources budget. Active speaker marketing programs to businesses. Collaborated on four NSF grants, winning three. Served as a NSF I-Corp grant Mentor and SBIR/STTR preparation/awardee adviser and served as Team Leader for large NSF AIR-TT grant, commercializing specific IP. Assist SBA/DLA with audits when requested. I resigned due to budget and funding issues.

A Statewide advisor assisting technology innovators and entrepreneurs with finance, operations and marketing services focused on harvesting IP through EPSCoR, Phase I – Phase III SBIR/STTR grants and obtaining Angel/Venture Capital and/or traditional/alternative bank financing. Actively networked and assisted Vermont colleges/universities and small businesses in medical, software, manufacturing, energy, defense, education and robotics pursue IP commercialization. Served as the statewide technology question/problem/solution resource on incorporation, business structure, IP patent/copyright/trademark protection, grant/business plan preparation and capital procurement resource. Analyzed business prospects, performed build/license decision analysis and helped develop University/Primes partnerships. Regularly served as a speaker/panelist/moderator at regional technology related functions. Served as an evaluator of and on the decision team for Vermont EPSCoR (Phase 0) grant applications. I resigned when funding for the program was reduced.

Part time work as a Paramedic serving multiple communities in Western Vermont. A 30 minute trip to Rutland Regional Medical Center and a 30 minute trip to Southern Vermont Medical Center (Bennington).

Union Middle/High/Career Center School serving 5 towns, 1,250 students, operating with a $28 million annual budget. Publicly elected three times. Chair since 2004. Assisted with the preparation and the public presentation of annual budgets. Supervised $55 million school renovation project that completed on time and on budget. Concluded unique $37.5 million bond that will save taxpayers $5 million over 20 years. Teachers (350) contract negotiator 2003, chief negotiator 2008, 2009. Position received an annual stipend.

Recruited to stabilize and grow this $2.5 million, 60 employee/volunteer non-profit organization in financial and operational distress. Facing stagnant revenues and growing expenses added services to grow call volume from 2,500 to over 4,000calls/year. Acquired adjacent business, expanding service from 9 to 14 communities. Concluded Katrina response federal contract. Directly negotiated Town subsidy rates, moved billing/collections in-house and changed ambulance acquisition from purchase to lease-to-own model. Imposed budgets, QI/QC, and accounting controls using automated patient reporting and insurance billing systems. Agency became profitable after two years despite insurance reimbursement cuts. Re-wrote HR policy, employee manual and wrote/negotiated Labor Agreement. Won grants worth over $500,000. Once restructured, we determined that the Agency could not support an Executive Director; I resigned to pursue my paramedic certification/license and a position with the VtSBDC.

Managed all front office and manufacturing operations of 75 employee, $10 million houseware, kitchen and industrial tool manufacturing/distribution business serving over 3,000 retail, food, OEM and government accounts – domestic and international. Developed robotics and installed a ‘ 24/7 lights out manufacturing’ system. Updated CNC equipment and automated multiple production paths. Managed plant expansion, changing the layout to improve efficiency and productivity. Implemented ‘Visual Manufacturing’ ERP software in office/plant, and EDI with retailers. Created ‘Digital Dashboard’ to track efficiency, monitor production and finances in real time. Responsible for financial statements, pensions (2), banking relationships, Union relations, OSHA compliance, contracts, leases and insurance. Separated after a financial dispute with my partner.Performance (as reported to Dun & Bradstreet)Year.........Sales........% Change.....GM (Before S.G&A).......Inventory Turnover......ROI2000.......$4.2MM.........+5.0..................24%.............................2.25...............- 3.33%2001.......$6.4MM........+52.4.................28%.............................2.45.................4.00%2002.......$7.8MM........+21.9.................31%.............................3.05.................9.62%2003......$11.8MM........+51.3................38%..............................3.75...............12.18%

Acquired business and managed all aspects of 28 employee, $2.5 million houseware products manufacturing and distribution company specializing in wood products, paper goods and food grade oils. Sold to over 1,800 retail, food and government accounts – domestic and international. Responsible for sourcing, production, marketing/sales, credit, production/shipping/billing and accounting/banking functions. Installed ERP/CRM and EDI software. Developed ‘Tree Spirit’ and ‘Amish Woods’ brand identities. Acquired paper goods manufacturer ‘Labeleze’ in 1998 and relocated their plant/warehouse. Obtained work force grant to hire ‘second chance’ employees. Worked with 15 Sales Representative groups and managed trade shows. Sold to Lamson & Goodnow in 1999.

Recruited to run this metals, oil/gas and soft commodities trading and structured finance investment banking business. During my tenure we tripled business, growing notional dollar volumes to multi-billions/annum. Managed over 50 employees in Toronto, New York, London, Singapore, and Sydney. Increased profits by 250% with no credit losses, generating the highest ROA in the Bank. Acquired or borrowed commodities from producers, investors, speculators and Central Banks, then traded/arbitraged them via sales, leases or consignments to end users in manufacturing, power, as well as to investors and commodity exchanges. Concluded many large contracts, including a $250 million interest rate/gold swap and many $5 - $50 million metals and oil/gas agreements. Extensive contract documentation and risk management experience. Significant travel and senior level government and client contact. Regular conference speaker and Bank media representative. Served on the five member Investment Bank Management Committee, managing over 4,000 employees.