David Vernich

David Vernich Email and Phone Number

VP Relationship Manager @ First National Bank of Middle Tennessee
Franklin, TN, US
David Vernich's Location
Brentwood, Tennessee, United States, United States
David Vernich's Contact Details

David Vernich personal email

David Vernich phone numbers

About David Vernich

With decades of experience in commercial lending, I've witnessed firsthand the triumphs and struggles of countless business owners and investors. The reality is, the road to long-term financial stability is not always well paved, and we could all use someone in our corner. I am obsessed with helping high achievers put an end to financial stress by generating passive income so that they can experience true financial freedom and security. At age 45, I found myself in the same precarious position as many of my commercial lending clients. I was underprepared for retirement and lacked a plan to change my trajectory. Driven to find a solution, I dove into research. I experimented with various side gigs, but nothing generated the cash flow I needed. When I went back to the drawing board and zeroed in on my area of expertise, everything fell into place. Having lived through two major economic cycles, I recognized an impending crash in the real estate market and the subsequent fire sale of assets. I was positioned perfectly to add unique value to this equation by leveraging my existing banking relationships to connect investors with lenders. My success can be attributed to four definitive actions. I began by identifying a specific, persistent problem. I then adopted a solution-oriented mindset, rather than one tied to a specific industry. I embraced a team-based structure, one where each individual leans into their natural strengths. Finally, I concentrated on identifying my own strengths so that I was clear on what I personally brought to the table.In 2007, I began partnering with like-minded individuals to purchase real estate. Today, I own a portfolio of homes across the nation. Within the first 10 years of this venture, I was able to replace my income with passive cash flow. Now, I want to empower others to enjoy the benefits of passive income.I share my knowledge freely because it's something I wish I had figured out earlier in life. My approach is grounded in real-world experience and a genuine desire to help. I’m happy to be a resource for motivated individuals who are curious about how my solution could improve their financial security. If you want to explore how you can begin your journey to financial self-sufficiency and build enough passive income to carry you through retirement, read my book to determine if this is the right venture for you, and if it is, let’s connect.615-300-8709 vernich@msn.com

David Vernich's Current Company Details
First National Bank of Middle Tennessee

First National Bank Of Middle Tennessee

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VP Relationship Manager
Franklin, TN, US
David Vernich Work Experience Details
  • First National Bank Of Middle Tennessee
    Vp Relationship Manager
    First National Bank Of Middle Tennessee
    Franklin, Tn, Us
  • First Financial Bank Na
    Commercial Lender
    First Financial Bank Na Apr 2020 - Present
    Terre Haute, Indiana, Us
    As a commercial lender, I provide capital for real estate investors and small business owners to help them achieve their financial goals.
  • Money Scoreboard
    Founder, Financial Strategist & Co-Investor
    Money Scoreboard Dec 2007 - Present
    I've cracked the code on generating substantial passive income. My journey from zero to over $400,000 in annual passive income has equipped me with invaluable insights that I'm eager to share. My approach combines a robust network, proven systems, and extensive expertise. I partner with investors who want to build additional wealth while maintaining their current careers or businesses. This strategy allows for diversification and risk mitigation, leveraging collective resources for mutual benefit.As an investor, recognizing gaps in your skillset is essential, but assembling the right team can be a daunting and time-consuming process. I've put in the hard work to navigate this challenge, allowing me to accelerate your path to financial freedom by providing access to a vetted team of experts. My background as a commercial lender has enabled me to cultivate strong relationships with numerous financial institutions. I speak their language fluently, serving as the vital link between investors and lenders.My co-investment model means our success is mutual, so everyone is always motivated to row the boat in the same direction. The results speak for themselves: Money Scorecard has an impeccable track record, having never lost money on an investment.I practice what I preach, and I share this knowledge freely because I firmly believe in its power to transform lives and create lasting financial security. My book, "Middle Class to Millionaire," distills hard-earned insights into actionable tactics for personal financial growth. It offers a comprehensive guide to building wealth through real estate as a passive income generator. This is a great starting point for anyone who is curious about what a different approach to wealth accumulation could positively impact their long-term security.If you’re ready to explore how you can generate passive income to achieve and maintain your desired lifestyle into retirement, let’s have a conversation.615-300-8709vernich@msn.com
  • Heritage Bank Na
    Commercial Lender
    Heritage Bank Na Apr 2015 - Apr 2020
    I managed a commercial loan portfolio of C&I, CRE, and SBA loans as well as originated new loan volume and fee income for Heritage Bank in Clarksville, TN.
  • Civic Bank & Trust
    Senior Vice President
    Civic Bank & Trust May 2014 - Jan 2015
    Nashville, Tn, Us
    Working with four commercial lenders, I was responsible to meet sales goals for the commercial lending group and implement a sales culture to exceed budget and grow the loan portfolio at a market leading pace for community banks.
  • Civic Bank & Trust
    Vice President
    Civic Bank & Trust Mar 2012 - May 2014
    Nashville, Tn, Us
    In this role, I served as a Commercial Lender specializing in SBA Lending and investor-owned real estate (rental housing).
  • Mortgage Capital Investments, Inc.
    Vice President
    Mortgage Capital Investments, Inc. Sep 2009 - Mar 2012
    Nashville, Tennessee, Us
    I served as a commercial real estate mortgage banker utilizing Life Insurance companies’ in-house investments with non-recourse financing.
  • First State Bank
    Vice President
    First State Bank Feb 2007 - Aug 2009
    In this role, I worked as Commercial Lender and SBA loan specialist.
  • Bank Of The South
    Vice President - Sba Lender
    Bank Of The South Jan 2005 - Jan 2008
    During my time at Bank of the South, I originated SBA 7(a) loans for business acquisition financing and 504 loans for commercial real estate purchases.
  • Insouth Bank - Member Fdic
    Vice President/Sba Loan Originator
    Insouth Bank - Member Fdic 2001 - 2004
    Brownsville, Tennessee, Us
    I originated SBA loans through a referral network of business brokers, CPAs, and attorneys in the Nashville/Middle TN market.

David Vernich Skills

Loans Commercial Lending Mortgage Lending Small Business Lending Sba Portfolio Management Real Estate Finance Commercial Real Estate Credit Analysis Commercial Banking Credit Investments Banking Commercial Mortgages Underwriting Sba 504 Lines Of Credit Loan Origination Asset Based Lending Real Estate Economics Real Estate Finance Small Business

David Vernich Education Details

  • Tennessee State University
    Tennessee State University
    Finance
  • Ambassador University
    Ambassador University
    Liberal Arts

Frequently Asked Questions about David Vernich

What company does David Vernich work for?

David Vernich works for First National Bank Of Middle Tennessee

What is David Vernich's role at the current company?

David Vernich's current role is VP Relationship Manager.

What is David Vernich's email address?

David Vernich's email address is ve****@****msn.com

What is David Vernich's direct phone number?

David Vernich's direct phone number is +161530*****

What schools did David Vernich attend?

David Vernich attended Tennessee State University, Ambassador University.

What skills is David Vernich known for?

David Vernich has skills like Loans, Commercial Lending, Mortgage Lending, Small Business Lending, Sba, Portfolio Management, Real Estate, Finance, Commercial Real Estate, Credit Analysis, Commercial Banking, Credit.

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