• Served as lead finance attorney for Fortune 250 public company, covering all capital markets transactions (borrowings, securities issuances, derivatives activities and others) and related compliance matters• Advised audit committee of CarMax, Inc. Board of Directors on corporate governance and securities matters, and served as recording secretary for audit committee meetings• Reviewed public securities filings, including annual, quarterly and current reports and registration statements• Served as lead counsel for asset-backed securities program, totaling over $20 billion of notes issued, including entity formation and licensing, drafting of securities offering documents, negotiation of transaction agreements and preparation of closing documents, corporate resolutions and secretary’s certificates• Managed outside counsel relationships for all finance and capital markets legal work

• Represented investment banks, hedge funds and other financial institutions in connection with asset-backed securities (ABS) transactions, loan sales and transfers of financial assets to investment funds• Managed documentation of purchases of GNMA- and FNMA-guaranteed securities collateralized by multifamily housing projects, including public securitization of GNMA-guaranteed securities• Served as underwriter’s counsel for securitizations of several asset types, including credit card receivables and automobile loans and leases• Drafted securities offering documents for public and private securities issuances• Co-authored client alerts regarding legislative and regulatory developments affecting the securitization industry, including the Dodd-Frank Act and FDIC legal isolation safe harbor • Represented major securities industry trade group in production of comment letter to SEC-proposed updates to Regulation AB

• Formulated strategy, performed research and analysis, and drafted comment letters to major regulations as part of an industry-leading advocacy team, including changes to risk-based capital requirements and proposed international bank capital standards (Basel III)• Assisted with Capital One’s participation in the American Securitization Forum’s lobbying efforts on behalf of the securitization industry, including leading participation in negotiations with investors on additional credit card ABS disclosures (Project RESTART)• Managed internal audit of securitization group and unsecured debt offering compliance program

Attorney representing issuers and underwriters of asset-backed securities, including RMBS, small balance CMBS and government-guaranteed debentures

Collateral analyst for RMBS, CMBS, CDO and other structured finance transactions