20+ years professional experience with collection, credit and risk. Building new team and process, to Multinational companies.• Creating strategies, operating plans, Dashboards and best practices to enhance risk mitigation, collections and cash flow improvement• Manage team with more then 20 people. Some of them outside Brazil, such as in LATAM and India.• Strong relationship with Key Customer Account Payables, to ensure the AP process.• Building and implement Credit Policy, processes and Tools to ensure Credit capability.• Coordination of Credit Committee team.• Credit Analysis, Collateral Develop, Mortgages formalization.• Developing Credit Policy close to the Cash Flow company strategy.Strong Ability:• Teambuilding• Problem Solving• Process Developiment• Soft Skills and easy adaptation