As Chief Technology Officer of Money Management Group Pty Ltd (previously Cashflow Manager) I lead the technology, service, marketing, product and operational teams. MMG provides simple accounting solutions for sole traders, micro-to-medium sized businesses across Australia and the UK. Our product portfolio includes Cashflow Manager™, Wages Manager™, Accountancy network portal Inner Circle™, and a mobile accounting solution okke™ for Australia's self-employed.❖ I have repositioned and restructured operational teams for effective delivery, commercial growth and IPO readiness.❖ Adopted best of breed delivery practices to facilitate different needs (SAFe, Scrum, and ITIL). ~60FTE.❖ Consolidated disparate functions to significantly reduce overheads and renegotiated key contracts. ❖ Regulatory alignment to meet new ATO standards for open banking, and uplift ISO27001 to 2022 cyber security standards.❖ Reset the Product Vision to align to market demand and subscriber trends. Embedded new OKR’s and OGSM framework.❖ Launch of the Mobile App for okke™, and repurposed/white labelled as Companion App for Cashflow-Manager™ business.❖ Introduced AI, Analytics for data driven digital market spend, using Twilio Segment. Reduced COA ~25%.❖ Rapid CRM Platform migration from Salesforce with fixed phoneline, to Zoho, 3CX unified phones, bookings and chat.

Accounting software SAAS provider that has sold over 400,000 units to small business owners world-wide, both in PC and on the Cloud.As Chief Technology Officer of Money Management Group Pty Ltd (previously Cashflow Manager) I lead the technology, service, marketing, product and operational teams. MMG provides simple accounting solutions for sole traders, micro-to-medium sized businesses across Australia and the UK. Our product portfolio includes Cashflow Manager™, Wages Manager™, Accountancy network portal Inner Circle™, and a mobile accounting solution okke™ for Australia's self-employed.❖ I have repositioned and restructured operational teams for effective delivery, commercial growth and IPO readiness.❖ Adopted best of breed delivery practices to facilitate different needs (SAFe, Scrum, and ITIL). ~60FTE.❖ Consolidated disparate functions to significantly reduce overheads and renegotiated key contracts. ❖ Regulatory alignment to meet new ATO standards for open banking, and uplift ISO27001 to 2022 cyber security standards.❖ Reset the Product Vision to align to market demand and subscriber trends. Embedded new OKR’s and OGSM framework.❖ Launch of the Mobile App for okke™, and repurposed/white labelled as Companion App for Cashflow-Manager™ business.❖ Introduced AI, Analytics for data driven digital market spend, using Twilio Segment. Reduced COA ~25%.❖ Rapid CRM Platform migration from Salesforce with fixed phoneline, to Zoho, 3CX unified phones, bookings and chat.

A holding company that owns/operates several education institutions and provides extended BPO services to partner universities globally. I was responsible for all facets of Technology, Data, and Marketing functions across EduCo’s core business and acquired universities. Member of executive board, reporting directly to the CEO and BPEA EQT board. ❖ Active in Mergers, Acquisitions & Divestitures in ANZ, UK, CAN and USA. I successfully smoothed transition to new owners and performed extensive due diligence during discovery/acquisition of new ventures, following the IT Blueprint framework. ❖ Launched the flagship Accelerate™ platform designed to modernize all student payments, escrow deposits, commission payments, workflow and BPO services. Uses AI/ML, algorithms, and online assessment calculators to evaluate suitability, affordability and suggested course. AI/ML for fraud & document correctness checks. Fully managed admission and student acquisition system, integrated with CRMs, ERP, finance, and university systems. ❖ Provided leadership for GDPR compliance, ISO27001, new ISMF encompassing cyber security, risk and Incident Management❖ Directly responsible for a globally distributed team consisting of software product development, business intelligence, helpdesk, cloud-infrastructure, cyber security, marketing, data entry and QA. Hands-on execution of strategic roadmaps, agile delivery, stakeholder management, procurement, transformations, architecture, and governance. ~40-60FTE.❖ Working within a highly regulated industry, successfully modernized, re-platformed, using best of breed new technologies: ⁍ Core / LOB Platforms ⁍ Full migration to MS-O365, D-365. Negotiated & consolidation of technology suppliers ⁍ Implemented a next-generation AI, Business Intelligence and Data Insights platform, to drive 22% OPEX and COA savings.

Responsible for all technology, strategic roadmaps, cloud-infrastructure, business intelligence, stakeholder management, risk, and governance. AIB is the #1 MBA provider in Australia, 100% online, with industry-leading technology platforms. ~50FTE.❖ Full Finance System replacement. Incorporating payments, subscription model, exchange rates, Fee-Help loans, payment plans, multi-currency pricing, invoicing, product refunds and full reconciliation over last 5 years.❖ Regulatory alignment to meet TEQSA, FEE-HELP and TCSI changing standards.❖ Rapid move to 100% cloud platforms, < 6months, enabled company-wide WFH during the COVID-19 crisis. Fully replaced all telephony architecture onto full VOIP solution, unified Chat, analytics, booking, omni-channel, IVR, ML & AI routing. ❖ Re-platform majority of key systems to accommodate transformation, regulation change and operational savings. ⁍ Mobile App: Student Invoices, Fee-Help, Customer Support, Knowledge base, Chat, Learning Platform. ⁍ Transformation of AIB from a teaching centre / distance learning to the #1 Higher-Ed online provider. ⁍ Salesforce CRM implementation to set up a new sales process & pipeline fully integrated to digital marketing. ⁍ Marketing/Website re-platform, social media, AI media spend, SEO, journey driven, ultra-fast APP, mobile ready. ⁍ Enabled a fully compliant online exam, proctored solution. ❖ Significantly reduced operational costs & risk through better working practices, team size, vendor partnerships and procurement practices. Secured $1.3mil refund through supplier renegotiation.

Interim role to rapidly deliver process, quality assurance and facilitate my emigration to Australia. Bespoke software solutions provider for Online Training, Research Management, Ethic Application Approval, Grant Approval and Compliance. Utilising their Dynamic Forms, Workflow and Decision Support online platform. ❖ Improved communication between UK, Bulgaria and Australian teams.❖ ISO27001 readiness, ISMS Policy rollout

Provider of various Financial Services to UK consumers and European businesses. Insurance, Leasing, Core Banking, Loans, Insolvency and Debt Management. A shared technical platform is used across the group of companies including their primary brands PayPlan and / PayLink Solutions: - banking, debt solutions, and personal finance management services. . ~70FTE.❖ Incepted PayLink Solutions Embark™ product, to provision core banking, collections services, payment distribution, payments, personal finance management, income & expenditure automatically captured via OCR and Open Banking Feeds.❖ Launched the PayPaln Plus companion app, built on Embark™, to provide help/advice and direct advisor chat.❖ Established fresh products offerings into new markets that generated positive EBITDA year one. ❖ Replaced legacy Oracle form and reports by integrating new technology stack and used Kofax to interpret bank statements for I&E pre-population. Extended automation for correspondence, detecting tone & urgency from natural language analysis. ❖ Assisted business units through FCA certification and attained ISO27001 & PCI-DSS compliance.

Responsible for the strategic technology product roadmap at EMIS-Health and sub-organisations Ascribe, RX Systems, Patient.co.uk. Provided leading healthcare critical applications to GPs, Hospitals, Community Trusts, and Pharmacies, for contracts within NHS UK, Europe, Emirates, Australia, New Zealand and Ministry of Defence.❖ Delivered against the two largest contracts in EMIS history to UK Government (NHS). Overhauled existing EMIS healthcare core software to reach the new mandates. Facilitated growth and improvements, to meet hard deadline. Enabled a significant delivery change & capacity increase resulting in a ~300FTE workforce across the portfolio.❖ Leading a global cross functional team of ~300FTE IT professionals across UK, Poland, India, and Australia.❖ Realised tangible benefits in less than six months to assist necessary growth within a strict budget. Embedded UK personal to seed domain knowledge, and foster a culture of continuous improvement, via a matrix management framework.❖ Launched the Emis Mobile App and PatientAccess ™ app. Selected as a launch partner for Apple iOS8, HealthKit.❖ Established R&D introducing Virtual GP (Mobile Video Call), Augmented Reality and RFID to assist with bedside care.❖ Led the ERP/Finance system selection and replacement, onto Microsoft Dynamics.

Provided IT strategy & leadership to cross functional, distributed technical delivery teams. Accountable for the delivery of 25+ complex projects across Credit Bureau, Credit Ranking, Fraud, AML, PFM, Demographic Geospatial and Financial Products.❖ Implemented and launch the UK’s first free Consumer Credit Report. Noddle TM which became Credit Karma™.❖ Leadership and line management for ~100 FTE. Established new offshore capability in Lithuania, bursting capacity 35%.❖ Introduced emerging high availability/high volume technologies, BigData, Distributed Cloud, Open Banking. ❖ Increased delivery capability, adoption of new delivery methodologies (Agile/Lean/SAFe). Set & achieved new KPIs and SLAs.❖ ISO9001,14001, 27001, PCI-DSS and IOSH department audits.

Engaged specifically to provide consultancy level management for top tier financial institutions and blue chip organisations.Managing client expectation with engagement at CTO / CIO level.❖ Accountable for high level stakeholder management with responsibility for 3 principle accounts: Trafigura, CPP and Tullett Prebon/❖ Consistently managing multiple concurrent projects to time and budget. Instigated and successfully managed service quality improvement plans. ❖ Coordination of nearshore and offshore teams

❖ Multiple stakeholder management at Board and Group Board level; ❖ Strategic and technical direction; ISO certification; bid support; solution design and implementation; overall architectural governance; due diligence and budget management.❖ Accountable for all IT solutions across all divisions which serve the various vertical utilities business streams (Water, Electric, Telecoms, Gas, Energy) and internal support systems.❖ Responsible for providing leadership and direction for 60 FTE UK based and 20 offshore.❖ Defined and implemented new IT Agile processes. Significant efficiency improvement. ISO27001 and ISO9001 department certification❖ Designed and delivered the flagship utilities work management systems JTE™, which has subsequently become an industry standard and continues to secure £multimillion contracts.❖ Implemented large enterprise solution including SharePoint; MS Dynamics CRM (XRM); MS Service Centre; Salesforce.net, Blackberry Services; Vehicle Tracking; Access Dimensions and Sage

Various Short Term Contracts, as either an Architect or project/development manager. ★ Euro RSCG Riley’s★ NCS Pearson’s★ Manheim - Kah Systems (UK), Fowles (Australia)★ Vehicle Data Systems

Involved in key Projects: "Online Statement", "Group Security Wrapper (SSO)" and "ISA". High-level design of Internet based applications. Full responsibility and solution design & development of encapsulated components to manage banking workflows/transactions securely.

Y2K Testing. Development and Testing for the launch of Internet based betting. Exposed to Internet Technologies, Project Delivery Methodologies, Software Development cycles, testing and release management