David Vogt Email & Phone Number

Houston, Texas, United States

Houston, Texas Area

Senior CRE Credit Officer overseeing all CRE Credit Risk for the bank.

Fulltime consulting work for Finance Department at Rockbridge Capital

Proven leader with unique combination of commercial real estate (CRE) and financial accounting experience in commercial banking, real estate developer and public accounting organizations. Aggressively promoted through positions in finance, loan workouts, CRE lending, credit approval and portfolio risk management.

CRE SPECIAL ASSETS TEAM LEADER (SVP) Managed & set workout strategy for 9 bankers covering CRE loans totaling $935mil located in states from California to Florida & the Midwest. Disposed of over $80mil in NPA loans during last 6 mo of 2009. Hired 4 bankers while managing $100mil CRE portfolio & negotiating/structuring TDR’s on 2 apartment properties.SENIOR CRE CREDIT OFFICER & PRODUCT MGR$50mil loan approval authority over 8 CRE teams with $5bil of exposure to top tier developers. Developed CRE bankers’ sales & credit skills through customer calling to expand new & existing relationships. Voting member Commercial Senior Loan & Mezzanine Loan Committees. Developed Basel II compliant CRE risk rating system with 1st Manhattan Consulting Group. Co-developed Huntington Capital Market’s Mezzanine B-Tranche product. Redesigned bank’s appraisal & environmental process/policy, implemented with line bankers bringing adversarial parties to compromise & cooperation. Initiated & led semi-annual CRE Team Leader meetings to set strategy & business plans. Managed CDC activities & approved all Low Income Housing, Historical & New Markets Tax Credits totaling over $225mil.CRE LENDING TEAM LEADER (SVP)Replaced banker & admin. staff with highly qualified sales & underwriting CRE bankers managing $300mil in commitments. Exceeded budget goals for expense control, fee income, revenue & loan growth. REGIONAL CREDIT OFFICERApproved CRE, Business Banking loans & Treasury Management commercial paper backup lines. Designed bank’s pre-Basel II CRE loan risk rating process. Developed content & taught various CRE classes to bankers. CRE LOAN WORKOUTS (VP)Dept head over 5 person $270mil loan/OREO portfolio. Responsible for completing construction, managing, leasing & selling bank properties covering all income producing & residential types. reduced below $90mil, remainder was re-integrated into line.

MODULAR DEVELOPER OF OVER 800 APARTMENT COMMUNITIES, 17,000 MOTEL ROOMS, 7 RETIREMENT VILLAGES.Asset Manager for Knights Inn division overseeing preparation of sales and operating plans for over fifty motels in southeastern United States. Prepared motel investment valuations, analysis for property sales or syndication of company owned properties. Prepared and presented investor relations financial and performance information and oversaw compliance with private placement memorandum.

DEVELOPER AND STARTUP HOTEL MANAGEMENT COMPANY WITH $100 MILLION SALES FROM 14 PROPERTIES.Responsible for financial and management reporting and financial analysis. Worked with President and VP of Sales and Marketing to develop sound marketing and business strategies. Helped President acquire hotel management contracts, property evaluations, new hotel proformas and present operating results to investors and lenders. Worked with Chairman to prepare annual business plan.Responsibilities included cash management, budgeting, financial statement preparation, quarterly consolidations, annual independent audit coordination and tax return preparations/review. Supervised two accountants at the corporate office and directed nine hotel controllers.

As audit manager responsibilities included planning, coordination and administration of financial audit engagements. Experiences included evaluation of internal accounting controls, training and supervision of audit staff and preparation of financial statements and tax returns. Major audit clients include manufacturing with significant exposure to banking, not-for-profit, retail sales and health care.

Education record

Bachelor Of Science (B.S.), Accounting