Payment specialist working with cards partners, applying technical and functional knowledge of credit card systems and processes.Using my knowledge define and support delivery of technical solutions for change to payment processes relating to credit cards, ensuring benefit to customers, internal colleagues and stakeholders.

Specialist in Token services, accountable for developing and maintaining the tokenisation service for MBNA, working with project teams to ensure implementations fulfil industry standards and compliance requirements. Interfacing with numerous business areas, external token requestors and payment network providers. Support areas with innovative developments relating to mobile, digital payments and transaction processing.

Managed the end-to-end project process for all authorisation and card transaction related projects, including project documentation, testing, validation and co-ordinating individuals across several different departments in the UK, US and Canada.Providing consultation to business and technology teams on authorisation and Smart Card related projects including contactless, NFC, Transport for London.Requested to be part of very small project team to implement Mobile Payments, provided consultancy and assisted to define new customer journey relating to transaction and provisioning processing.Also responsible for several EMV cryptography processes including implementation of new/recycled IPK (issuer public keys) across all Networks and recycle of MDK (master derivation keys) utilising key management systems.