I lead NBT's national residential solar and specialty lending businesses. We partner with fintech firms to develop national, technology driven lending solutions. NBT Bank's experience in this space began with the initiation of its first non-bank lender partnership in 2007. We have a dedicated team focused on supporting multiple commercial and consumer focused fintech partnerships. NBT Bank, established in 1856 has a branch footprint across seven states and lends nationally through… Show more I lead NBT's national residential solar and specialty lending businesses. We partner with fintech firms to develop national, technology driven lending solutions. NBT Bank's experience in this space began with the initiation of its first non-bank lender partnership in 2007. We have a dedicated team focused on supporting multiple commercial and consumer focused fintech partnerships. NBT Bank, established in 1856 has a branch footprint across seven states and lends nationally through specialized businesses. As the leader of NBT’s specialty lending businesses and Sungage board member, I work across both companies to drive profitable solar business and portfolio growth. Show less

Advise firm on the development and implementation of capital formation strategies.

Stratify is on a mission to bring greater transparency and less bias to critical financial decisions that impact millions of people. Stratify's easy to use explainable solutions help you increase revenue while reducing risk and bias. Their tools help you build, test, deploy and optimize precise underwriting and fraud models; provide detailed, interpretable diagnostics of all predictions; self-check models to ensure they meet even the strictest regulatory standards; & detect any inherent bias,… Show more Stratify is on a mission to bring greater transparency and less bias to critical financial decisions that impact millions of people. Stratify's easy to use explainable solutions help you increase revenue while reducing risk and bias. Their tools help you build, test, deploy and optimize precise underwriting and fraud models; provide detailed, interpretable diagnostics of all predictions; self-check models to ensure they meet even the strictest regulatory standards; & detect any inherent bias, enabling you to take immediate action. Show less

Mendon Venture Partners is a venture capital investment and strategic advisory firm focused on the intersection of financial technology companies and traditional banks.

Lawrence Dream Network is a charitable organization led by Stacy Seward. The Dream Network knows that sometimes all it takes to change the world is a little support. Since their founding in 2013, the Dream Network has developed programs and support, making connections between incarceration, racism and social justice. They support formerly incarcerated people to deliver training & mentoring services as they work to achieve their potential. They provide workshops, trainings and informational… Show more Lawrence Dream Network is a charitable organization led by Stacy Seward. The Dream Network knows that sometimes all it takes to change the world is a little support. Since their founding in 2013, the Dream Network has developed programs and support, making connections between incarceration, racism and social justice. They support formerly incarcerated people to deliver training & mentoring services as they work to achieve their potential. They provide workshops, trainings and informational events to support re-entry & support social, racial and economic justice. Show less

Elected position in Andover, MA to manage this fund and disburse scholarships and grants to support Andover students. Benjamin and Martha Punchard bequeathed Andover a combined gift of $70,000 at the time of their deaths in 1850 and 1870, respectively, to be used to build a free school, which was built in the late 1850s. Over the years, additional Andover residents and groups have contributed funds to support Andover’s students and further their education.

An innovator in solar finance, Sungage Financial brought to market the first secured residential solar loan in the nation in 2013 and is committed to offering the most reliable and trusted financing platform in the home energy revolution. Sungage provides easy, digital access to low-cost financing for residential solar energy systems. Headquartered in Boston, Massachusetts, Sungage Financial partners with leading solar installers and institutional investors to help homeowners save money on… Show more An innovator in solar finance, Sungage Financial brought to market the first secured residential solar loan in the nation in 2013 and is committed to offering the most reliable and trusted financing platform in the home energy revolution. Sungage provides easy, digital access to low-cost financing for residential solar energy systems. Headquartered in Boston, Massachusetts, Sungage Financial partners with leading solar installers and institutional investors to help homeowners save money on energy. For more information, please visit http://www.sungagefinancial.com. Show less

Direct Capital was an innovation driven business lender. Its groundbreaking, digital platform - Lendedge – simplified business lending by instantly connecting small- and mid-sized businesses, merchants, equipment vendors and franchisees with the financial solutions they need. Direct’s commitment to innovation crossed all aspects of its business. I led the team that developed the first fully digital secured financing process, winning an ELFA Technology award in 2010. I joined the firm… Show more Direct Capital was an innovation driven business lender. Its groundbreaking, digital platform - Lendedge – simplified business lending by instantly connecting small- and mid-sized businesses, merchants, equipment vendors and franchisees with the financial solutions they need. Direct’s commitment to innovation crossed all aspects of its business. I led the team that developed the first fully digital secured financing process, winning an ELFA Technology award in 2010. I joined the firm when it had less than $5mm in assets. I raised funding, developed credit and pricing policies and built strategies to drive growth to over $500mm in assets and sale to CIT in August 2014. With more than $2 billion of capital, Direct Capital was named a top five independent business lender by the Monitor and top ten Best Places to work in America by Indeed.com prior to its sale to CIT. Show less

Elected member of ELFA's small ticket leasing council.

My career with BankBoston, Fleet & Bank of America spanned twelve years, multiple promotions and several acquisitions! Throughout this time, I focused on financing bank and nonbank financial services businesses. In 1996, with several colleagues, I started the asset securitization business for BankBoston, growing annual fee revenue to $12mm within three years. I also restructured our asset backed commercial paper conduit, halving rating agency required credit enhancement and… Show more My career with BankBoston, Fleet & Bank of America spanned twelve years, multiple promotions and several acquisitions! Throughout this time, I focused on financing bank and nonbank financial services businesses. In 1996, with several colleagues, I started the asset securitization business for BankBoston, growing annual fee revenue to $12mm within three years. I also restructured our asset backed commercial paper conduit, halving rating agency required credit enhancement and generating cost savings in excess of $1mm annually. In 1995, I structured and closed two of the first loans collateralized by ‘residual interests’ in the specialty finance industry; both loans repaid. In 1993, I designed a program to generate a customized financial report on any US bank through automated manipulation of imported raw data. The team used this program for nearly ten years. Show less