- oversee the establishing and monitoring of customer credit limits- effectively managed global credit release process- performed AR collections monitoring / DSO / Bad Debt Reserve analysis and management reporting- proactively interpreted data, assessed risks and made sound business recommendation to senior executives - acted as business advisor in reviewing and approving non-standard sales terms, supported sales negotiations- maximized revenues while minimizing bad debt provisions through proper credit evaluation - proactively evaluated top strategic opportunities to enable business management to make better business decisions to achieve better business outcomes, demonstrating a high degree of commercial acumen - achieved business controls to ensure compliance with policies thus obtain successful internal audit and SOX rating- represented the function in several M&A transition activities which involved integration of systems (eg. SAP and Sharepoint) and processes- managed a remote team of outsourced Credit Analysts in China and Poland by ensuring process standardization, fast turnaround time and high accuracy level in credit review

- effectively act as the trusted advisor to the APJ Graphics VP and team on the financial health of the organization across the region- enable the Graphics organization to achieve all revenue, profit, inventory goals consistently - ensure financial and business controls are maintained at the highest standard- minimize risks by managing closely and proactively the revenue recognition issues- ensure SOX, GAAP, external and internal audits compliance- achieve COS/margin improvements year on year- achieve continuous improvements in forecasting - drive the financial planning related to strategic investment plans- attract, develop and retain key talent to meet current and future business capability needs and develop succession pool for critical Finance roles

- maximize revenues while minimizing bad debt provisions through proper credit decisioning; manage bad debt and other operating expenses within budget- conduct Balance Sheet and P&L Reviews on a regular basis; manage accounts receivables (AR) efficiency by consistently exceeding aging targets- proactively evaluate top strategic opportunities to enable business; negotiating directly with salesforce/HP management and middle to upper level management of customers, demonstrating a high degree of commercial acumen- handling complex situations, develops practical/workable solutions to resolve conflicts- achieve business controls to ensure compliance with policies thus obtain successful audit rating- led M&A transition activities during the HP-Compaq merger which involved staff selection, consolidation of systems and processes; led transition activities when Collections activities were transferred to low cost countries - manage a team of Credit Analysts and Collection Analysts by ensuring high level of individual and team motivation, focusing on talent management and retention, with attention to developing the most promising employees

- analyze available financial data on potential financing/leasing deals- perform write-ups and recommendations on appropriate deal structuring- approve credit requests within the authorization table delegated by the AP Credit Manager, within the target turnaround time- support the sales effort through customer visits to determine and negotiate viable financing options- provide guidance to marketing staff on country specific credit parameters relative to development and launch of programs- supervise junior staff to generate monthly reports to the Management

- solicit for new customers and maintain existing clients- analyze customers’ financial background- structure and propose loan packages for Management’s approval- ensure that clients utilize approved credit facilities actively within acceptable risks boundaries- assist in the collection of delinquent accounts- assist in credit administration e.g. reports to MAS and Management