Daxsain Sivaneswaran Email & Phone Number

Toronto, Canada Area

Involved with making prudent credit decisions on complex mortgage files in a high volume industry. Receive, review and analyze information provided and obtained for accuracy and adherence to company policies and industry guidelines. Ensure that files / documents received comply why Anti-money Laundering / Anti-Terrorist requirements and file unusual.

Richmond Hill

Part of a small Ontario team, branched out from the head office located in Alberta. Work with off-site management to ensure that committed mortgage files are worked until they are ready for solicitor instructions. Review all forms of income documents, credit bureaus, mortgage statements, purchase agreements, bank statements, etc to determine whether a file.

145 King Street West

Served as a mortgage administrator while working closely with underwriters to get a deal from it's committed status up until it's ready for instructions. Reviewed all forms of income including self-employed to ensure the authenticity and to confirm that the income supported services the deal to qualify the mortgage. Paid close to attention to discrepancies.

145 King Street West

Serviced Home Trust mortgage and visa clients:- answer account inquiries- calculate mortgage discharge penalties- review product terms/conditions- communicate with multiple departments to process client request (statements and call backs). Utilized multiple software to service clients such as SAP, Certegy, EZ Card Info & TechCom. Carried out day to day.

750 Lawrence Avenue West

Screened credit card applications and adjudicated limits based on product requirements, personal client details, exceptions/restrictions and strong judgement. Applications were worked from start to end which included pulling credit bureau reports from either Equifax or TransUnion, ensuring that AML requirements were met (sanctioned countries / restricted.

2001 Sheppard Ave E North

Worked a co-op term under the guidance of a Real Estate Accounting Manager. Prepared property account updates to month end financial statements. Worked on balance sheets to ensure minimal discrepancies. Reconciled company expenses and ensured accuracy, while using Financial Accounting Standard Board (FASB) guidelines. Conducted research on corporate.