David S. Dubinsky Email & Phone Number

Kansas City, Mo, Us

United States

Assist in building out multiple full-department programs dedicated to servicing high-risk clients such as cannabis-related businesses, Banking as a Service (BaaS) partners, digital asset/cryptocurrency entities, money services businesses, FinTechs, and others, including researching legislative and regulatory guidance, updates, and changes, government enforcement actions, industry best practices, and other pertinent guidance applicable to these types of businesses;Review, research, and vet prospective clients and partners, especially potentially high-risk clients, from a financial crimes perspective. This entails reviewing AML/CTF programs, policies, procedures, and processes, risk assessments, training programs, independent audits, and other staples of an effective AML/CTF program;Perform training on general AML/CTF topics as well as specialized financial crimes topics such as digital assets and spearhead meetings with bank partners for financial crimes purposes;Track, research, and report financial crime to proper authorities, including the preparation, drafting, and filing of Suspicious Activity Reports (SARs) as required while adhering to strict regulatory guidelines and timeframes associated therewith;Perform Customer/Enhanced Due Diligence reviews, ongoing account and transaction monitoring, and negative news searches on prospective and current clients, including reviewing and resolving transaction alerts and documentation collected from high-risk partners and clients;Research and provide responses to 314(b) requests from other financial institutions, law enforcement requests, and other legal processes;Draft programs, policies, processes, and procedures for the operation of the Financial Crimes department.

Kansas City, Missouri, United States

• Assist in building out a brand new department with emphasis on high-risk clients, including risk assessment, drafting policies, procedures, processes, and controls, and implementing the same;• Perform risk-based reviews and required due diligence for high-risk clientele, including cryptocurrency, MSBs, cannabis, and more;• Research federal, state, and local statutes and regulatory regimes for high-risk client types as they apply to the banking industry; and• Conduct ongoing monitoring and periodic reviews for high-risk clients, investigating and reporting suspicious activity as observed.

Golden, Colorado, United States

• Perform document review, including QC functions, for various distinct projects on an ongoing basis; subject matter varies considerably and ranges from data breaches to complex contract examination to fraud investigation to toxic tort and class action litigation;• Identify, extract, and capture pertinent legal and/or technical information/language, including the identification of PII, PHI, NPI, and other sensitive and/or confidential information.

Greater Denver Area

• Perform eDiscovery heavily utilizing Relativity software, as well as Axcelerate software, to determine whether documents produced are legally responsive to requests/orders for production in pending large-scale, complex litigation and transactions;• Identify and flag documents utilizing Relativity software, as well as Axcelerate software, covered by the doctrines of Attorney-Client privilege and/or Attorney Work Product, as well as confidential/proprietary information, and distinguishing between documents needing redaction and those to be withheld entirely.• Perform redactions on a wide variety of document types to the high standard necessary for production to opposing counsel.

Greater Denver Area

• Represent Community/Homeowners Associations across the state of Colorado in collection matters, pursuant to CCIOA (Colorado Common Interest Ownership Act), where the Board of Directors had authorized a judicial foreclosure (i.e. Foreclosure other than Rule 120);• Perform an equity analysis in order to provide the Board of Directors with an appropriate recommendation as whether to pursue judicial foreclosure of the Association's statutory lien;• Examine public trustee foreclosure records, bankruptcy records, and military records along with ordering and reviewing title work to ensure all parties with an interest in the property are properly named as defendants, served with sufficient process, and the Associations' rights and interests are preserved in the event of a foreclosure sale;• Draft, research, review, execute, and file/record legal documentation to pursue judicial foreclosure against the property, including (but not limited to): Summons, Complaint, Assessment Lien Notice, Motions for Summary Judgment, Motions for Service by Publication, Status Reports, Motions for Clerk's Entry of Default, Settlement Stipulations, and Verified Motions for Default Judgment and Decree for Judicial Foreclosure;• Examine lien priority in order to enter into Stipulations to Lien Priority with other parties (excluding the debtor) interested in the property, often including collection of superlien payments from lenders with a first mortgage on the property pursuant to CCIOA;• Proceed to foreclosure sale and ensure such a sale results in title being vested in the Association;• Facilitate settlement discussions between the parties and negotiate resolution of past-due normal and special assessments, late charges, interest, and fees on behalf of Community/Homeowners Associations across the state of Colorado;• Attend hearings, case management conferences, and other Court proceedings as required.

Greater Denver Area

• Performed reviews of mortgage servicing files in the areas of foreclosure, bankruptcy, loss mitigation, flood insurance, servicemember rights, escrow, and others across eight different servicers for compliance with CFPB regulations, NMS requirements, internal policies, and industry best practices, all the way through REO sale status;• Reported adverse findings and servicing issues back to the servicers for remediation.

Denver, Co

• Performed legal research and tracking of federal statutory and regulatory requirements, including enforcement actions and consent orders, applicable to the financial services industry;• Drafted protocols specific to certain federal regulations as part of a Regulatory Compliance Suite available for license to financial institutions and other entities;• Reviewed transactions involving major financial institutions as part of the AML team looking for activity indicative of money-laundering, involving an intensive risk assessment of customers, counterparties, businesses, and political entities (including PEPs) while also encompassing other malfeasance such as elder abuse, ponzi schemes, and fraud;

• Extensively researched legal issues for pending and upcoming cases and drafted legal memoranda, motions, and pleadings, including recommendations on how best to proceed;• Performed extensive document review including bank records, mortgage documents, commercial paper transactions, probable cause affidavits, and transcripts of grand jury proceedings;• Appeared before numerous courts alongside Deputy District Attorneys to both observe and assist with arguing motions and other issues.

Smu Dedman School Of Law

• Conferred with Professor Bellin regarding the substance and form of academic works slated for publication and seeking publication;• Extensively researched and edited materials as provided for various articles and projects, chiefly the article Is Punishment Relevant After All? A Prescription for Informing Juries of the Consequences of Conviction, published in the Boston University Law Review at 90 B.U.L.R. 2224 (December 2010).

Smu Dedman School Of Law

•Second in line in editing process of articles•Provided feedback to the staff editors based on their performance on the cite checks and fill out grade form for each cite check•Conducted extensive editing of submitted articles, comments, and case notes•Coordinated Inter-Library Loan requests•Graded write-on submissions

•Researched legal issues and drafted memoranda•Observed appellate court oral arguments and trial court proceedings•Attended various legal seminars and lectures in the San Antonio legal community•Conferred with Justice Marion regarding opinions and cases pending before the court

•Aided the Judge in the courtroom during proceedings•Scheduled and prepared court dockets•Accepted bonds and cleared warrants for arrest•Accepted and processed payments for misdemeanor violations, often involving large amounts of money

•Aided patrons with research projects and requests•Checked library materials out to patrons•Accepted and processed payments for patron fines, book sales, and other library services•Received and processed new purchase orders and library materials

J.D., Law, 3.19

Activities and Societies: Innocence Project of Texas; Dallas Association of Young Lawyers; Trial Advocacy; SMU Science & Technology Law.

B.A., Political Science, 3.91

Activities and Societies: magna cum laude, cumulative grade point average 3.91; E.C. Buell Award for the Outstanding Student.

High School Diploma, Distinguished Achievement Program

Activities and Societies: MHS Chess Club; First Annual District-Wide LISD Chess Tournament, Grand Champion (2001); City of Lewisville Teen.