We help children achieve their goals in school music programs. MusiciansInConcert.org (MIC) was established in 2016 as an IRS 501(c)3 non-profit corporation. Tax-deductible contributions are used to provide instruction and perfomance opportunities for young musicians in school music programs through grants

Employed by a sole proprietor with 35 years success, 21 employees, 7 company cars and 250 clients.Responsible for providing professional and dependable quality service to clients and ensuring work assignments daily for each employee. Scheduling clients and staff. Facilitate the work. Responsible for daily and monthly bookkeeping and weekly payroll

Provided financial planning and wealth strategies to individuals, families and sole proprietors. Designed and developed financial plans including asset allocation, investment diversification, whole-life life insurance, long-term care, and annuity programs.Extensive public speaking, meeting facilitation and seminar delivery.

Imagistics International, San Francisco, CA National Sales Account ManagerRe-employed by the former Pitney Bowes Office Systems. New business development--the top branch producer. Wrote and negotiated pricing for first and only National Account Agreement of the branch, ABM Industries. Win-win negotiator: Drafted and oversaw negotiation of one to three year term service and maintenance contracts, worked closely with the legal department and our CFO on terms and conditions. Meanwhile negotiated with the client and interfacing with their CFO, CIO, purchasing department and legal team. After implementation worked with the customer to ensure they were leveraging the solution and achieving their business objectives.Pitney Bowes, South San Francisco, CA Account Sales Representative• Ranked as a top West Coast Sales Representative for 18 consecutive months and awarded President’s Council. Directly contributed to company’s and customers’ success• Created ROI studies that were presented to Facilities Managers, Finance and Operations Managers. • Drafted and oversaw negotiation of leasing contracts, working closely with our legal department and CFO on terms and conditions, while also negotiating with the client and interfacing with their purchasing department.• Developed and delivered formal account plans and RFPs (Request for Proposal)

Commercial Bank LendingInterFirst Bancorp, Vice President of Private and Professional BankingSouthwest Bancshares, Credit and Loan & Discount ManagerCredit Management Training Program▪ Reported to President and served on the Loan Committee. Responsibilities included approval/decline of loans to the bank limit in addition to individual signing authority.▪ Provided Consumer, Construction and Real Estate loans for business and investment opportunities.▪ Repapered and perfected Denton National Bank’s Loan Portfolio in one year resulting in ability to secure repayment of loans. Facilitated loan packages and submitted loan documents, improved business process and efficiency.▪ Analyzed financial statements, wrote reports, structured and underwrote credit requests. Airline Industry Specialist. Supported the organization’s credit decision-making process resulting in a solid portfolio.