Dean Farine Email & Phone Number

San Diego, California

Pittsburgh, Pennsylvania

• Determine loan eligibility by analyzing personal finances, calculating income, and assessingdebt ratios of borrowers with a comprehensive knowledge of underwriting guidelines
• Adheres to internal and external guidelines and policies to ensure compliance with every file, aswell as reviews large quantities of loan applications for completeness and accuracy
• Balances loan-volume growth with optimum underwriting quality to minimize risk whilemaximizing profitability and remaining on top of turn times
• Effectively communicates underwriting decisions and conditions with loan processors, loanoriginators, and management through out entire loan process, regularly receivingcommendation for timeliness and customer service
• Remains current with and manages all pending loans in pipeline while underwriting three newconventional, conforming loans a day.

• Awarded September 2016 Employee of the Month for providing outstanding customer serviceand received continuous feedback of appreciation from both customers and colleagues
• Processed incoming financial documents to prepare, maintain, and close all conventional, FHA, VA, and USDA files efficiently and within turn times
• Acted as a constant point of contact for customers to streamline all processes and buildcamaraderie and trust
• Analyzed documentation provided for accuracy to ensure compliance and data integrity
• Constantly maintained a current understanding of guidelines, policies, and regulations
• Collaborated closely with internal departments and brokerages alike, informing all parties ofloan aspects and mediating any questions or concerns between the two

• Processed annual reviews, loan modifications, new approvals, borrowing base certificates, andincoming financial statements for entire business footprint
• Reviewed loan documents and financial statements to ensure the accuracy of the system andcredit proposal summaries
• Maintained frequent communication with all departments involved with credit and fosteredteamwork with peers and business partners
• Consistently maintained a 99% quality control rate and averaged 102% over productivity goalsmonthly
• Led and trained colleagues with different facets of loan processing

Mount Lebanon

My responsibilities included top notch customer service to best provide the consumer with a variety of financial solutions. I met and exceeded several sales goals on a quarterly basis while also processing transactions at the teller line. I remained current with compliance trainings and maintained a strong knowledge of the operational side of banking. I.