Deanna Wellman Email & Phone Number

Asheville, North Carolina, United States

Asheville, North Carolina, United States

Underwriting credit exposure up to $5mm and actively managing a Middle Market CRE loan portfolio. This includes day-to-day client interaction, managing portfolio risk and adhering to all regulatory and compliance guidelines. Underwriting: leads the entire commercial underwriting process both internally and sometimes externally with prospects and clients. Underwrites, structures, and documents all prospect and client transactions. Possesses a mastery of client and industry expertise, analyzes individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects. Provides independent, in-depth analysis of financial statements, projections and business plans; identifies and mitigates key risks. Recommends and models appropriate loan structures and while maintaining expertise around the bank’s suite of ancillary products, including legal documentation impact and negotiation. Is accountable for the risk evaluation and associated regulatory compliance requirements. Portfolio Management: Accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and following through for remediation. Responsible for risk rating integrity, annual reviews as well as financial statement spreading, compliance and regulatory review. Manages all amendment and waivers in the assigned portfolio. Client Interaction: expands client relationships through occasional direct client calling efforts. In conjunction with other internal product partners, applies knowledge of credit policy, pricing and structure to develop solutions that meet the client's needs and the Bank's risk acceptance criteria.

Asheville, North Carolina, United States

I work with Buyers and Sellers in the Western North Carolina real estate market. Through in-depth consultation, I work diligently to guide clients through one of the largest and most important transactions of your life! I don't take it lightly when my clients choose me to represent them. From consultation to closing, Buyers and Sellers receive personalized service, expert market knowledge, clear and responsive communication, and so much more! I am trained in negotiation, commercial & residential lending, market research, marketing, and real estate investing. Schedule your free consultation today!

Asheville, North Carolina

Commercial credit underwriting and portfolio management

Asheville, North Carolina

Morganton, North Carolina

Greenville, North Carolina Area

Provide support to assigned Account Officers through underwriting and processing of new loan requests and renewals, while providing support of credit request risk management through thorough underwriting, policy compliance and risk assessments on credit request packages to be submitted for co-approval or approved by Relationship Managers. Ensure packages are complete, accurate and thoroughly documented.

Winston-Salem, Nc

8-month training program designed to develop associates for future positions within BB&T and the financial industry. Subject matter includes: 1) BB&T culture and values, the banking industry and leadership and self-awareness, 2) core financial concepts and credit and underwriting standards, 3) specific skills development and on-the-job training for the role of Sales and Services Officer – focusing on credit product, underwriting, risk management and business development techniques, and 4) applying knowledge and skills learned in a capstone banking simulation.

Asheville, North Carolina Area

Communicating and influencing customers, vendors and co-workers through proper sales techniques and problem-solving. Building marketing strategies to reach out to local businesses and communities. Managing and tracking basic financials, developing profit and loss statements, managing costs and learning the basics of running the business. Training new hires and helping manage the team and a fleet of over 200 vehicles through creative time-management and innovative organizational tools.