I am a financial services professional with 17 years of experience in retail assets,SME business . I have rich experience in sales management , distribution management, SME relationships, branch banking. I engage with people of all levels effectively and can drive sales force passionately and productively.I have been highly effective in managing challenges like new market openings, new business development, training and skill developement, cost rationalization, new product development and productivity enhancement. Iam a quick learner and emphatic listener and very fast to spot new opportunities and develop them.Specialties: Business Development / Relationship Management / Credit & Risk ManagementCurrently engaged in Credit Rating, Real Estate Builder Grading and Construction finance, Debt Syndication for SME and Mid corporates,Private Equityand NCD.