❑ Rich experience in Retail and Corporate banking acquired over a career span of 38 years.❑ Core competence includes areas of Branch Management, Operations, Credit (Retail and Corporate), Resolution of Corporate Stressed Assets, Developing new products/services, Program Management in partnership with leading Consultants and Service Providers, Imparting Training, Control functions as Circle Development Officer at Head Office level❑ As part of Top Management in the last assignment, responsible for enabling resources and logistics including human capital for the entire gamut of business accruing from 1300+ branches/offices of SBI in the state of Telangana❑ As Top Executive Grade official, headed specialized outfit for Resolution of Stressed Assets, with individual outstanding of INR 50 Crores and above, through litigation channels, viz. SARFAESI, DRT, Court Cases, NCLT, etc. and non-litigation channels viz. Compromise settlement, OTS, Restructuring, ARC sale, etc.❑ Managed multiple-projects at Corporate Strategy & New Businesses Department at Corporate Office Mumbai, viz., Social Networking Platforms for Customers/Non-Customers/Internal Customers, Launch of Digital Banking Branches, Launch of Debit card variants and other new Payment initiatives, New partnerships/alliances/tie-ups, etc.❑ As Faculty at Bank’s Training System, developed contents and conducted training program.❑ An effective communicator & team leader with skills in troubleshooting, team building, planning & managing resources.
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Dy General Manager & Circle Development OfficerState Bank Of India Jun 2020 - Aug 2022HyderabadAs Controller of various Departments, provided roadmap and monitored for functions involving: People Deployment and periodic rotation across branches/offices in Telangana State Annual Promotion exercise as per the laid down process Role Assignment/Role closure exercise Processing and disposal of variety of Appeal & Review petitions Conclusion of Vigilance / Non-vigilance disciplinary cases. Periodic review of cases filed at various Courts/Forums/National Commissions against the organization both by external and internal stakeholders, and ensuring compliance of judgments or filing of appeal, as the case may be. Processing of Pension / Provident Fund / Gratuity proposals of employees Certification and Training programs for employees as per corporate objectives Strategizing and running Ad campaigns through digital, print and visual media for sustaining the competitive leadership Management of Various IT projects, including hardware acquisition & replacement Acquiring properties for business expansion and maintenance of existing Bank Premises Security arrangements of all offices across Telangana -
Dgm & Head, Stressed Asset Management Branch, Secunderabad, TelanganaState Bank Of India Oct 2017 - May 2020Hyderabad As DGM & Head, Stressed Asset Management Branch, Secunderabad, managed NPA portfolio of over INR 10,000 Crores for centralized resolution, with individual outstanding of INR 50 crores and above, for accounts migrated from different branches with units operating across the country. Rehabilitation approach in feasible cases by sanctioning additional limits and rephasement. Involved high degree of interaction with promoters and digging into the past of units, many of which had relationship of decades, for taking decisions on handholding or hard recovery measures. -
Assistant General Manager, Stressed Assets Management Branch, BengaluruState Bank Of India Dec 2016 - Sep 2017Bengaluru, Karnataka, IndiaAs Case Lead Officer representing a consortium of 13 Banks, attended to resolution of all bad debts associated with a major Airline. Enforcement of DRT Order at foreign locations leading to freezing of assets of defaulting company.Pursuing through SLPs at Supreme Court and liaison with CBI authorities led to sale of Immovable and Moveable assets of company including assets lying across airports. Attachment with NSDL & CSDL of shares of promoters and group companies led to recovery of thousands of crores alone by sale of these financial assets in due course. -
Assistant General Manager, Corporate Strategy & New BusinessesState Bank Of India Jul 2008 - Nov 2016Mumbai, Maharashtra, IndiaProject Management: Delivery of New Products & Services As AGM & Lead officer, managed multiple-projects at Corporate Strategy & New Businesses Department at Corporate Office Mumbai dedicated to launch of new Services/Products for the Bank. Responsibilities included conceptualizing new products/services, identifying technology/consultant partners for implementation through RFP process, Techno-commercial evaluation of bids, running Proof of Concept (PoC) and obtaining sanction from relevant Committees/Board. Developing Governance Guidelines, SLA Management/Issuance of Purchase Order to identified partners, Tracking of projects with agreed milestones and reporting on project status to senior management Conducting Stakeholder meetings at periodic interval to ensure timely approvals, achieving project objective, re-alignment, if any Regular Project status updates / review discussion with all Project Managers / team members. Liaison with Bank’s IT department for assessment and procurement of necessary system infrastructure, coordination with Technology/Service Partners Resource Management for the Project including on-boarding and training of resources Formulation of the Adoption Strategy before launch of services, creation of the documentation, conducting Adoption Workshops before User Departments. Handing over of Projects to concerned Business department and IT vertical.
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Chief ManagerState Bank Of India Nov 2005 - Jun 2008Ramgarh, Jharkhand, IndiaA legacy branch of Imperial Bank heritage, catering as district HQ treasury branch amidst highly competitive banking scenario. With focus on Retail and Corporate loans, CASA deposits, Govt Business, my problem-solving skills could put the branch among the highest profit yielding ones. Managing large teams has been my hallmark that led the management to repose confidence in me by placing at such a large branch of 70-plus staff with Imperial Bank heritage and legacy issues. The branch got among the best ones within a year. Acted as Local Area Manager for 10 other branches in the vicinity, for govt business, currency chest functions. Flawless migration to Core Banking Platform received high applause. -
Manager & Faculty, State Bank Institute Of Learning & DevelopmentState Bank Of India Jul 2003 - Oct 2005Ranchi, Jharkhand, India Role involved developing training programs, taking sessions,, preparing study materials for different groups in tune with the latest banking trends and policies, besides publishing journals, promotional guides, circular instructions, etc. Imparted training to Managers, i.e., Branch Heads, DMs and various role holders in branches and controlling offices, by using various methodologies, viz. case studies, exercises, questionnaire, group work, role play, quiz, interface, etc. Got selected for exclusive training and certification for Behavioural Science Trainer Underwent intensive training programs at premier training centers for Trainers, viz., Faculty Development Program, Phase- I & Phase- II, Behavioural Science Program Phase - I & Phase – II, Program on Credit Management, Program on Trade Advances, Program on Quality Circle, Program on Functional Hindi, Program on Marketing, Computer Module Program, etc. Received Bank-level recognition among best performers in the Training System -
Manager (Npa), Zonal Office, RanchiState Bank Of India Feb 2003 - Jun 2003Ranchi, Jharkhand, IndiaMonitoring and initiating measures for resolution of NPAs for a large cluster of branches -
Branch Manager, Namkum, Ranchi, JharkhandState Bank Of India Aug 2002 - Jan 2003Ranchi, Jharkhand, IndiaA mid-sized captive branch with limited resources, catering mainly to armed-forces and local small businesses -
Deputy Manager, Cgm Secretariat, Lho, PatnaState Bank Of India Sep 1999 - Jul 2002Patna, Bihar, IndiaExposure to the concern and vision of Top management early in career. Role involved monitoring and follow-up of implementation of different policies and decisions of Top Management. -
Dy Manager (Credit), Commercial BranchState Bank Of India Jul 1998 - Aug 1999Ranchi, Jharkhand, India As Dy. Manager (Credit) at the prestigious Commercial Branch Ranchi (1998-99), handled high-value Corporate Loans dealing with Marketing of proposals, Analysis of financials, Pre-sanction visits, assessment of both FB and NFB requirements, Proposal preparation and submission to sanctioning authorities for sanction. Also responsible for Post-sanction activities i.e. issuance of sanction letters, Documentation, Completion of stipulated formalities i.e. Equitable/Registered Mortgage, filing of charge with ROC, Creating / obtaining of First/Second/Pari-passu charge on assets, Insurance of assets to safeguard Bank’s interest, inspection visits. Managing recoveries and follow up of suits filed against defaulters -
Branch Manager, Pandwa, Palamau, Jharkhand (Rural Branch)State Bank Of India Feb 1995 - Jun 1998Palamau District, JharkhandHandling government sponsored schemes and lending to small businesses were the focus areas. -
Asstt. Manager (Accounts), Adb Satbarwa (Rural), Palamau, JharkhandState Bank Of India Jun 1992 - Jan 1995Palamau District, JharkhandMaintenance functions relating to day-to-day business, including MIS reports submissions, Audit functions. -
Probationary OfficerState Bank Of India May 1990 - May 1992Various Branches And Training CentresTwo years of probation phase spent in acquiring on-site operational skills across four branches and academic knowledge in training centres -
Probationary OfficerUnion Bank Of India Oct 1989 - Apr 1990GuwahatiOn-site training during probation phase -
Associate, At Bokaro Steel City Branch & Ranchi BranchSyndicate Bank Sep 1984 - Sep 1989Ranchi, Jharkhand, IndiaEntire gamut of work associate with the role
Debasish Bhattacharjee Education Details
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First Class -
Bachelor Of Science - Bs
Frequently Asked Questions about Debasish Bhattacharjee
What is Debasish Bhattacharjee's role at the current company?
Debasish Bhattacharjee's current role is Former Dy General Manager at State Bank of India.
What schools did Debasish Bhattacharjee attend?
Debasish Bhattacharjee attended University Of California, Indira Gandhi National Open University, Gossner College.
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Debasish Bhattacharjee
Regional Director At International Consulting For Development Of Impact (Icdimpact)Bhubaneswar1yahoo.com -
Debasish Bhattacharjee
Director At Sushe Marine Services Private Limited( A One Point Shipmanagement Company)Kolkata -
Debasish Bhattacharjee
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Debasish Bhattacharjee
Co-Founder & Chief Mentor At Strategix Mentors, Bengalore | Author | Motivator | Lecturer | Business Consultant | Start-Up Guide| TrainerBengaluru -
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