Debasis Kumar Padhee Email and Phone Number

Business Loan and all Banking InvestmentsResponsible for the handling (Bargarh Branch) sales and business development for retail banking products including lending, product sales, customer service and other Bank's objectives.

𝐊𝐞𝐲 𝐑𝐞𝐬𝐮𝐥𝐭𝐬 𝐀𝐫𝐞𝐚:• Responsible and manage Sales, Business Development, and customer service, driving Professional loans business through Distribution channel, mentoring, and driving sales team, generating, and converting leads into business. Coordination with sales and DSA staff.• Products- Professional Loans, Rural Professional loans, and other products.• Leadership- Provide strong leadership in planning, scheduling, and monitoring the team appropriate to the sales management, operations, current trend, and industrial thinking. Lead the team to ensure successful delivery of client-centric, best-in-class products and deliverables within budgets and deadlines.• Sales Management- Keep records of daily activities, generated and closed leads, and special programs such as DSA meetings.• Responsible for handling queries and manage sales and business development through maintain relationships with DSAs and meeting with customers and solve the queries and convert leads into business. Deliver the highest standards in service process to the customers and handle grievances and disbursements.

𝐊𝐞𝐲 𝐑𝐞𝐬𝐮𝐥𝐭𝐬 𝐀𝐫𝐞𝐚:• Responsible for Recruitment of Agents and developing & nurturing them, long term to generate the insurance business.• Identify, Interview & Select Agents from Natural market & by networking.• Recruitment and development of Financial Advisors, Training and Develop them on weekly basis.• Conduct Performance Reviews & Planning for the Agents on weekly basis or twice in a month.• Ensuring retention of agents, Maintain MIS for tracking performance.• Improve agent productivity by foot fall and training sessions.• Helping the agents for prospective sourcing and calling habits.• Motivate team and keep them on track on achieving targets.• Training of life advisors, on field as well as off field.• Planning and executing various kind of activities related to recruitment of life advisors.• Achieving company’s sales targets by supporting, motivating, and helping the life advisor to achieve their personal goals.

𝐊𝐞𝐲 𝐑𝐞𝐬𝐮𝐥𝐭𝐬 𝐀𝐫𝐞𝐚:• Handle and manage housing finance loans in natural market and through lead generation.• Source open market business too and achieve the targets assigned.• Completely aware of the products being offered by the company and understand competition offering and handle customer objections.• Ensure proper customer profiling on each call, customer visit, to identify and understand customer needs and accordingly recommend the products.• Relationship building with the builders for regular flow of business and internal staff for smooth operations on disbursement.• Ensure maximum attachments of the files being disbursed within the timelines.• Build a relationship with the customer for cross sell offers.

𝐊𝐞𝐲 𝐑𝐞𝐬𝐮𝐥𝐭𝐬 𝐀𝐫𝐞𝐚:• Drive sales for Home Loans through lead generations and assigned by company.• Ensure calling on leads received from sources (like builders, references & company).• Ensure leads are reviewed (Closing status) by reporting Manager, attend trainings conducted to improve the lead generation quality.• Achieve Disbursal targets on value and Nos Quantitative, disbursal target assigned basis the business plans.• Coordinate with disbursement operations team for resolution on pre & post sanction documentations.

Worked under Sky Auto𝐊𝐞𝐲 𝐑𝐞𝐬𝐮𝐥𝐭𝐬 𝐀𝐫𝐞𝐚:• Drive sales for Car sales through walk-in customers and assigned by company.• Communicating with customers via email, telephone, and in person.• Demonstrates automobiles by explaining characteristics, capabilities, and features, taking test drives, explaining warranties and services.• Negotiating the final price for the sale.• Selling accessories or other services once a vehicle has been chosen.• Completing the paperwork for each sale.