Debbie Ebbert Email & Phone Number

Jacksonville, Florida

Responsible for closing purchase, refinance and HELOAN transactions for several different lender sources using OES and Loan Pilot loan production system• Review conditions for outstanding items and requirements to close. Verify closing date/time and the necessary documents are uploaded in doc tree for closing (preliminary title, CPL, wiring instructions, HOI, tax cert, E&O, payoffs, C/O, purchase contract, Trust/LLC documents, etc., and any items conditioned for by the UW) Reach out to loan processor for any missing items. • Verify loan status for final approval. Print initial CD, review for accuracy, send to borrower via e-sign and/or FedEx. Run Mavent report and review for any compliance or tolerance issues. Send initial CD to LO/processor. Upload initial closing checklist, set loan status and add notes to file.• Prepare closing instructions and send to title for revisions. Balance with title, update FraudGuard, verify VOE’s are current and any prior to closing conditions have been met. Review Simultaneous Title insurance amounts are shown correctly on the CD for purchase transactions. Run Mavent and add any cures to final CD after management approval.• Verify initial closing disclosure(s) have been signed within compliance guidelines.Prepare final loan docs, 1003 and net check form. Prepare a JIRA ticket and send to FLOD department for final review prior to sending documents for closing. Send final CD to LO/processor. Run final Mavent report, upload final checklist, set status and add notes to file. Maintain constant contact with title for any issues, questions or changes.• Verify wiring instructions with title. Prepare wire request package and send to wire department for funding.• Verify with title loan closed, review signed documents for funding approval. Upload signed documents and funding docs checklist. Review and approve any outstanding at closing conditions and status file as closed and funded.

Jacksonville, Florida Area

Responsible for closing Refinance transactions for FHA, Conventional and VA loans • Review all loan documents, conditions and information in Byte and ConformX systems for accuracy and update if necessary prior to sending closing instructions. • Review and make any necessary corrections to closing agent CD's uploaded into the closing Portal and return for approval • Ensure all conditions have been met/cleared, CD has been approved, loan is clear to close and final documents have been uploaded into Byte before sending closing package. • Keep in close contact with the loan officer, processor and closing agent regarding any changes, questions or issues • Update closing status and upload documents for funding department and send final CD to processor and loan officer prior to closing• Responsible for training and assisting new employees

Jacksonville, Florida Area

Responsible for closing all Purchase and Refinance transactions for FHA, Conventional, VA and USDA loans • Review all documents and information in Portal and Unifi system for accuracy prior to issuing a closing package. • Review and make any necessary corrections to the HUD-1 Settlement Statement/CD prior to closing. • Ensure all conditions have been met/cleared and that all closing documents were executed properly prior to funding the loan.• Keep in close contact with the loan officer, processor and closing agent regarding any changes, questions, or issues• Work with Post-Closing department in order to clear any deficiencies

Greenville, South Carolina Area

VA Government Insuring• Responsible for reviewing, post-closing and insuring all VA Purchase, Refinance and IRRRL Loans.• Follow up with Closing Agents and BB&T Processors, MLO, Underwriters and Closers for missing and trailing documents.• Prepare and send to VA all requested Audit File documents and clear any VA Deficiencies or Compliance issues in a timely manner

Hilton Head Island, Sc

Responsible for all residential Purchase and Refinance Closings.• Order Mortgage Payoffs, Insurance, Closing Packages from Lenders, etc.• Prepare HUD-1 Settlement Statements for closing using LandTech Software. Review and prepare loan closing package.• Disburse funds after closing, post-close, copy package and return closing package to lender.• Send Deeds, Mortgages, Satisfactions, etc. to the County ROD office for recording.• Issue final Title Policies to lender/owner.• Responsible for resolving any post-closing issues.• Responsible for assisting with phones, greeting clients, ordering office supplies and general office duties as needed.

Beaufort, Sc

Responsible for all residential Sale and Purchase closings.• Open files, order and review title searches for liens, judgments, etc. in order to insure clear title for closing.• Order Mortgage Payoffs, Insurance, Closing Packages from Lenders, etc.• Prepare HUD-1 Settlement Statements for closing using SoftPro Software. Review and prepare loan closing package.• Disburse funds, post-close package and return closing package to lender.• Send Deeds, Mortgages, Satisfactions, etc. to County ROD office for recording.• Issue final Title Policies to lender/owner.• Responsible for resolving and post-closing issues.• Responsible for assisting with phones, greeting clients, ordering office supplies and general office duties as needed.

Atlanta, Ga

Review approved mortgage loans to determine if conditions are met prior to issuing docs for closing.• Verify accuracy and consistency of loan information on documents such as the approval, hazard/flood insurance, title commitment, appraisal, 1003 and income docs.• Condition loans on a prior to closing or funding basis depending upon company guidelines and risk of loss company guidelines.• Determine and follow state regulatory laws for the southeast region in states such as GA, TN, AL, NS, SC, MS.• Prepare and fund more than 100 loan packages a month.• Handle on the spot problems and changes to loan documents with respect to customer service.• Maintain constant communication with closing agents, MLO, etc.