Debbie Pangle Email & Phone Number

Us

Loan Processor II Designated to evaluate, authorize, or recommend approval of credit loans. Helped to improve loan applications and documentation by informing applicants of additional requirements for a successful contract.Achievements⮚ Successfully Managed a pipeline of 40+ loans and all activities involved with those loans through the Encompass portal.⮚ Coordinated final underwriting approval and was responsible for the review and approval of all loan conditions within their level of authority as outlined on the loan approval disposition.⮚ Maintained and prioritized daily workflow to ensure loans on target closing list are being worked on accordingly.⮚ Prepared all loans approved for closing by collecting/obtaining all information/documentation required to clear any underwriting approval conditions.⮚ Requested needed documents for loan approval: credit report, financials, w2's, tax statements, paystubs, employment verification, insurance, title work, appraisal, and review all to ensure completeness and accuracy.

Loan Processing Specialist August 2020 to December 2020Assigned to evaluate and review the bank income, assets, credit, and collateral for adherence to program guidelines. Worked directly with customers, authorized third parties and other government organizations to obtain all information required for loan requests.Achievements⮚ Evaluated loan applications and documentation by confirming credit worthiness.⮚ Collaborated with colleagues and staff in multiple company locations to ensure fast and accurate workflow.⮚ Professionally handled any and all issues throughout the process to maintain client loyalty and obtain referrals for future business.⮚ Recognized all existing or potential problems concerning borrowers' operations.⮚ Educated prospective customers on the variety of loan products and available credit options.

Ordered and coordinated title/escrow documents and helped arranged coordinated settlement statements with the company. Accurately packaged all loans originated by loan officers and confirmed that all files were clear and free from any title defects while scheduling closing dates and times with all parties.Achievements➢ Conducted research, compile data and prepared papers for consideration by boards of directors. ➢ Efficiently made sure requirements were met to ensure clear title for clients.➢ Worked with escrow closer on closing documents, file balancing, recording of documents and disbursement of funds.➢ Maintained all closing files and had the proper documents that were needed to close the file.➢ Carefully enter each contract to the Softpro system.

Lafayette, La, Us

Designated to review loan applications and verify all documentations required for loan submission are complete and in compliance. As a mortgage loan processor with IBERIABANK, I accurately analyzed credit, calculated income, and evaluated assets, liabilities, and collaterals based on the organization's guidelines.Achievements⮚ Ordered needed documents - Credit report, title, appraisal, flood certs, 4056T, VOE, VOD, insurance, bank statements, paystubs, and any additional information required.⮚ Examined documents to verify that the appropriate documents and disclosures are included.⮚ Performed high volume, time sensitive tasks related to the loan documentation process which includes researching and problem-solving to ensure compliance with customer loyalty, quality, and timeliness standards.⮚ Requested and gathered all required documentation while ensuring that a prominent level of customer service was consistently provided.⮚ Handled tasks of confirming information by contacting verification sources and mailing verification forms.

Hook, Hampshire, Gb

This was a contract position under the US Government for the Affordable Care Act (Marketplace health Insurance). Assigned to examine applications and determine eligibility based on supporting documents. Worked with different clients from diverse backgrounds and safeguarded all proprietary documents in accordance with applicable regulations.Achievements➢ Coordinated work between involved organizations to minimize delays that could result in excessive costs to the government.➢ Monitored the progress of all applications to ensure responsive execution occurred and keeps applicants informed on the status of their applications.➢ Answered inquiries regarding policies, procedures, federal and state laws while assisting customers incompletion of required forms and documents.➢ Utilized subject matter knowledge and judgement to complete tasks consisting of several steps varying in sequence including validating and recognizing data matching issues concerns annual income inconsistencies, citizenship, immigration status and eligibility for exemptions Acted as a liaison between business staff and technical staff to articulate needs, issues, and concerns.

Rogers, Arkansas, Us

Assigned to verify that all underwriting conditions are well received and cleared by the underwriter, processed each file for submission to the closing department. Obtained all purchase advice, complete hmda reports, upload final document and close file.Achievements⮚ Reviewed financial and confidential documents to ensure compliance with federal regulations and established policies and procedures.⮚ Validated information supplied by the mortgage loan application for underwriting.⮚ Submitted trades - buys, sells, journal funds, ACH, transfers, process checks with highest level of professionality⮚ Prepared new accounts and sustained current file for clients under the direction of the Financial Advisors which consisted of: Obtaining client profile information, financials. ⮚ Entered data for multiple products: (Brokerage, SAM, IRA/Roth, Alternative Investments- REITS, BDC's, Life insurance policies and annuities).

Analyzed date, interpreted results while creating fast-paced operation schedules to encourage high=volume production and reliable service. Implemented quality assurances procedure to reduce waste and labor cost, successfully reducing labor cost by 12%.Achievements⮚ Schedule and coordinate meetings, appointments, and travel arrangements for supervisors and managers by updating outlook calendar.⮚ Developed new filing and organizational practices, saving the company up to $2,300 per year in contracted labor expenses.⮚ Managed day-to-day operations of office to provide a smooth and efficient operation of the company, including faxing, filing, scheduled and placing orders, format documents and contracts.⮚ Provided assistance with the job bidding lists, arranged publication of legal advertisements, update system with information pertaining to upcoming and current projects.⮚ Maintained utmost discretion when dealing with sensitive topics.

Oversaw the daily operations of the office- accounts receivables, payables, invoicing, office supplies, technical equipment, orchestrated all office functions.Achievements Provided sales support through quotes preparation, statistical reports, expense reports, planning meetings, making travel arrangements, actively pursed bids for upgrades, and repairs of constructional needs within the office. Efficiently assigned project schedules accordingly Maintained ethical relationship with vendors and guest and answered all incoming calls in a timely manner with a courtesy and professional attitude.

Developed, Mentored, Lead and managed a high-per, cohesive team including leasing, customer service, maintenance, and management personnel. oversaw all operations including forecasting, reporting, collection, evictions vacancy anticipation, lease renewals, expense control, etc.Achievements Provided superior customer service and communication to our residents and prospects which enhanced customer satisfaction and increased renewals, revenue, reputation, and profitability. Competitively pursued bids for maintenance of the communal areas and made sure contractors upheld their responsibility within their contract. Ensured the smooth running of our community in a fast-paced environment. Assisted with administering tenant occupancy including providing new tenant with introduction letter regarding emergency contacts, insurance requirements, rent collection procedures, and maintenance request procedures. Ensured that property and lease files are properly maintained and kept up to date in accordance with company policy.