Debbie Cotoni Email & Phone Number

Manchester, Nh, Us

St Petersburg, Florida, Us

• Operate as point of contact to ensure continuous operations of over 150 locations• Work with the insurance company to keep certificates of insurance updated for each store• Work with the landlords on commercial lease renewal terms or terminations• Maintain a database of all commercial leases, addendums, assignments, etc.• Review of all new commercial leases for approval• Manage onboarding of all new store leases, utilities, & lease assignments• Coordination of vendors involved in all store openings & closures • Collaboration/coordination with Operations & Facilites• Track all lease expirations/notice dates• Manage utility services for all stores • Interface between finance and landlord

Ensures commercial loans are processed and funded in a timely and efficient manner using various systems and tracking tools. Provide excellent customer service and maintain a constructive, on-going relationship with the client. Coordinate with all team members in the operations group as well as customer-facing team members in other locations and divisions of the company.

- Processing VA, FHA, Mass Housing, NH Housing Rural, Conventional, Jumbo, Portfolio - Coordinated tasks and schedules with borrowers, sales, underwriters, appraisers, closing attorneys

Haverhill, Massachusetts, Us

Providing real estate financing for borrowers who can not meet traditional bank underwriting guidelinesOversee loan production and loan volume as well as updating both hourly and salary employees (including in-house and external loan originators) on product and regulation changes.Tested, trained, and implemented a mortgage software system (Calyx Point) and CRM (Pulse), improving efficiency by 50%.Streamline processes for mortgage operations to develop reports for tracking and pipeline management; increasing production by 30%.Automated tasks within Calyx Point to eliminate the use of checklists, incorporate custom word documents, and developed new pipeline folders to streamline pipeline tasks and automate process to determine turn times for each part of the mortgage process.Liaison between loan officer, processor and borrower.Oversee and manage mortgage operations & sales department.Marketing and training for loan officers.Recruiting: create job postings, sourcing, interviewing, hiring & on-boarding background & reference checks. Developed Employee Handbook & policiesEmployee reviews & exit interviews

Lindsay, Ontario, Ca

- Manage full-cycle recruiting - Broad sourcing & mining for candidates - Interview & On-board applicants - Maintain applicant tracking system & key hiring metrics - Payroll

• Manage full-cycle recruiting for a diverse array of positions • Partner with managers to determine staffing needs & job description development• Broad sourcing & mining for candidates• Pre-screen & initial interview of applicants • Maintain applicant tracking system & key hiring metrics• Onboard, reference checks & drug screens - Created & maintained applicant tracking system & key hiring metrics - Processing and following up with new-hire paperwork, &on-boarding - HRIS reporting, attendance, email alert, administration of benefits and tracking of employee training & certifications

Shirley, Ma, Us

Project Management:- Manage client accounts to ensure marketing programs and campaigns are successful, thereby meeting and exceeding business objectives.- Manage a vast variety of ecommerce marketing services- Communicate with clients on all programs.- Coordinate internal ecommerce team to ensure all client projects are on target and completed.Human Resource Management: - Candidate recruiting, applicant tracking, key hiring metrics - Pre-screen, on-board & personnel administration, employee tracking - Administer benefits and compensation program - Implement HR Connection - Corporate CultureOffice Management: - Overall operations - Vendor Relations - Event Management

Talented and effective marketing, accounting and administrative professional with extensive experience in service, real-estate, finance, manufacturing and technology industries.Previous positions have also included opening a martini bar from construction to grand opening. This included obtaining permits, meeting local officials, planning tasting events to determine menu, marketing, creating menus, pricing, employee handbook, hiring, ordering supplies, fixtures, furniture, planning grand opening, bookkeeping, filing taxes and permits, inventory and human resources.Business process improvements include developing and maintaining detailed administrative and procedural processes that reduce redundancy, improve accuracy and efficiency, and achieve organizational objectives.Event planning includes biweekly two day conferences and related training material, culminating in week long annual conference. Managed office space move.Social Media and website management.

• Create worksheets for efficient processing/originating calculations• Keep up to date on continually changing procedures & guidelines• Communicate status to brokers, correspondents & originators• Process & managed loans - third party• Acquired new residential business in third-party lenders and small banks • Continual contact with clients & internal team to keep closings on track, managing constantly changing variables using pipeline management tools to meet and exceed deadlines• Assisted in the movement of paperwork to electronic tracking of documents• Underwriting analysis• Scheduling and tracking of closing dates, contingency dates and loan lock expiration.• Processing and underwriting Jumbo, VA, FHA, Rural, Freddie Mac Loan Prospector , Fannie Mae Desktop Underwriter

Accounting

Finance