Deborah Bloom, Dba Candidate, Mba Email & Phone Number

Atlanta, Ga, Us

Leading, coaching, assisting direct report staff in high volume, team work oriented underwriting environmentProvide support to production staff regarding underwriting and credit policy mattersEnsure underwriting service levels are achieved and quality continually meets investors and company standardsOne on one continual feedback for staff that includes volume monitoring, turn time awareness, up-skilling needs and strategic goal setting Random spot checking for direct report staff to ensure continued underwriting qualityWorks with Head of Underwriting to manage team priorities and achieve team goalsExtensive knowledge in underwriting guidelines in order to support staff with escalations and complex underwriting scenarios

Leading direct report staff in high volume, complex underwriting environmentProvides solutions and assistance to loan level escalations, complex scenarios, and 2nd level mortgage reviewsPipeline Management Sales staff liaison support for underwriting in Florida and Georgia regionQC review for all direct report staffMaintain current knowledge of all secondary market guidelines, and disseminate and train guideline updates to the entire staffPerform second reviews of files when required and spot checks to ensure underwriting quality and process adherenceIdentify trends and training needs and work with senior management to develop an action plansMonitor individual underwriter hours, overtime and PTO and monitor against production outputMonitor underwriter productivity in total and ensure they are meeting and exceeding minimumsAdminister disciplinary action when necessary in the form of coaching, counseling and verbal warnings

Denver, Colorado

DE Underwriter – CHUMS ID#GH35Non-conforming underwriting - variety of programsMortgage underwriting for credit risk to the following investors:Fannie MaeFreddie MacFHA

Denver, Co

DE Underwriter - CHUMS ID #GH35Non-conforming underwriter, portfolio lendingPrivate Mortgage Banking underwriter, portfolio lendingLending authority approval to two million loan amountDetailed underwriting utilizing strong analytical skillsAdaptable to change in a new, growing environmentExtensive job training with numerous education classes completed

Underwriter for FNMA/Freddie Mac Conventional Loans and Manual Underwritingthrough several different banks such as SunTrust, Fremont Bank & Credit Unions Leader in production in the first 90 days, on average 10-15 new files per day Organized and prioritized projects with a keen understanding of all guidelines for all various banks, credit unions and financial institutionsTrusted to perform duties remotely Utilized Empower and OES systems for underwritingPerformed manual and automated underwritingFull documentation/collateral underwriting performedAppraisal underwriting review with decisions made on accept or reject according to guidelinesPossessing vast knowledge and experience, given no limit for loan amount to underwrite Contract Work:Extensive Auditing of files for compliance with loan programs and underwriting guidelines for CountrywidePerform all three levels of audit review because of outstanding production and accuracy of workFull documentation/collateral underwriting performedAppraisal underwriting review with decisions made on accept or reject according to guidelinesTrusted to perform duties remotely

Underwriting And Audit Underwiting

Email for resume. Employed with Colorado Housing and Finance, Bank of America, and LPS Capital Markets

Duluth, Georgia

Managed Office Staff of 10+Managed warehouse line(s) of 10 million +Implemented and managed all file flow from origination to closing to selling to investorsImplemented and managed compliance/auditing procedures for FHA & State ComplianceClosed & Funded Conventional, Sub-Prime, & FHA through Doc Magic SystemsHuman Resources-established system and maintained accurate files for all employeesHuman Resources-Hiring and maintenance of honest hard working staffExtensive FHA processing and pre-underwritingKnowledgeable of Genesis 2000 & Encompass Software & DU/LP AUS Sold/Packaged loans to investors for sale on a flow basisManaged Accounting & Bookkeeping, worked with CPA to ensure monthly accuracy

Executive Mba

Bachelor Of Science - Bs, Organizational Leadership, Concentration: Finance

Doctorate Of Business Administration