Deborah Sparrow Email & Phone Number

Augusta, Maine

• Member of executive leadership team directing member services, lending, and collection functions; Directly supervised seven management level employees.• Managed development of commercial loan team, participation loans, mortgage loans, and consumer loan products. Member of Financial Risk Management Team and Commercial Loan Committee, and team leader of Cultural Steering Committee. • Increased loans outstanding to $325.8M for consistent loan growth by spearheading… Show more • Member of executive leadership team directing member services, lending, and collection functions; Directly supervised seven management level employees.• Managed development of commercial loan team, participation loans, mortgage loans, and consumer loan products. Member of Financial Risk Management Team and Commercial Loan Committee, and team leader of Cultural Steering Committee. • Increased loans outstanding to $325.8M for consistent loan growth by spearheading member-focused sales and service initiative, adding commercial lending, managing a large indirect program, and emphasizing positive underwriting without monetary sales incentives. • Managed continued outstanding credit quality with delinquency at .50% or below of total loans.• Cultivated employee engagement/participation, growth, and development of positive, supportive credit union culture. MSCU awarded Best Places to Work in Maine designation for eight consecutive years. Show less

Augusta, Maine, United States

• Promoted to assume responsibility for loan growth, goals, and production, and for asset quality and management of healthy loan portfolio. Supervised ten-person staff.• Grew loans from $95.5M to $135.5M as credit union’s assets grew from $191M to $329M. Achieved consistent asset quality with delinquency below 1%. • Partnered with Consolidated Solutions to develop a strong indirect lending program.• Motivated employees to work collaboratively and perform at their best… Show more • Promoted to assume responsibility for loan growth, goals, and production, and for asset quality and management of healthy loan portfolio. Supervised ten-person staff.• Grew loans from $95.5M to $135.5M as credit union’s assets grew from $191M to $329M. Achieved consistent asset quality with delinquency below 1%. • Partnered with Consolidated Solutions to develop a strong indirect lending program.• Motivated employees to work collaboratively and perform at their best. Expanded lending responsibilities to member service personnel, fostered team-oriented environment, and created performance expectations. Show less

• Promoted to direct credit union’s lending program and supervise lending operations as credit union grew from $140M to $191M in assets. Previously, originated and held accountability for production goals of mortgage and consumer loans. • Facilitated 7% loan growth while decreasing overall delinquency from 1.49% to .75%.