A highly motivated and tenacious individual who achieves success through dedication, taking ownership, expert knowledge, leading by example, and maximising my own and my team's performance. A proven leader with high standards and 30 years experience in finance, banking, relationship management, underwriting, risk and recovery. With 29 years banking experience at Lloyds Banking Group, 22 of those in Invoice Finance/ABL in a variety of roles, and 7 years in Credit Underwriting and Business and Credit Support at Metro Bank, I have the skills to help Customers and protect the Lenders as the Customers’ cash needs change and develop through their life cycles. I am passionate about the Customer journey, understanding the financial situation, helping the Customer in their decision making, and supporting through difficult times whilst celebrating in the good times. I have an expertise in risk identification and management and restructuring with a keen eye for the detail but I am motivated by win-win solutions. I am considered, diligent, kind, caring, and supportive. I enjoy seeing colleagues and customers reach their potential and am rewarded by being a small part of their future success.
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Account Relationship ManagerMetro Bank (Uk) Nov 2022 - Apr 2023Providing specialist and experienced Relationship Management for Invoice Finance Customers to cover short term absence. -
Credit Partner - Business And Credit SupportMetro Bank (Uk) Sep 2020 - Aug 2022London, England, United KingdomSupporting Credit Partners and the Relationship Managers with Customer situations which are considered to be of higher risk for the Bank. Specialising in Invoice Finance and Regional Banking, all types of lending facilities and securities covered. Customer situations wide and varied. Drove Metro Bank culture forward in many difficult situations to achieve the best outcomes for both the Customer and the Bank. -
Credit Partner - Invoice FinanceMetro Bank (Uk) Jul 2015 - Sep 2020NationalTo support and work in partnership with the new business and client managers to provide robust funding solutions to small and medium sized enterprises in the UK, meeting the customer need whilst protecting the bank's investment. Specialising in but not exclusively invoice finance, my ambition is to AMAZE our internal and external customers alike living the Metro Bank culture. -
Senior Client ManagerLloyds Bank Commercial Finance Ltd Jan 2011 - Jun 2015South Of England➢ Lead 8-10 Client Managers, running between 50 and 140 clients each. Total team income £10m, total team lending £65m.➢ Lead and support team through continual change.➢ Underwrite and structure new business deals within a delegated lending authority of £1.5m➢ Structure and recommend new business deals above my delegated lending authority with no upper ceiling.➢ Review of team and individual portfolios to identify, manage and resolve high risk situations, minimising loss, whilst… Show more ➢ Lead 8-10 Client Managers, running between 50 and 140 clients each. Total team income £10m, total team lending £65m.➢ Lead and support team through continual change.➢ Underwrite and structure new business deals within a delegated lending authority of £1.5m➢ Structure and recommend new business deals above my delegated lending authority with no upper ceiling.➢ Review of team and individual portfolios to identify, manage and resolve high risk situations, minimising loss, whilst acting in the best interests of the Client.➢ Inspire confidence within the team to adopt and ensure effective delivery of new processes and systems such as Conduct Risk requirements.➢ Achieve team balance scorecard results through engagement, direction, coaching, support, delegation and managing performance.➢ Effective team resourcing through recruitment, absence and performance management.➢ Create culture within the team and externally to embed and live the company values of “Putting Customers First”, “Keeping it Simple”, and “Making a Difference Together”.➢ Deliver excellent service to customers, increasing income, controlling cost, and therefore maximising profit.➢ Build and develop internal and external Stakeholder network. Show less -
Client Support ManagerLloyds Tsb Commercial Finance Ltd Jun 2008 - Jan 2011South Of EnglandLead, manage and develop a team of Client Support Administrators and Assistant Managers running the Facilities of circa 400 Clients.Manage and develop a portfolio of High Risk Clients to achieve win win solutions that met both the client and Commercial Finances needs. Manage the balance of risk vs income in highly leveraged situations.Structure and underwrite invoice finance facilities in highly leveraged, or complex situations. -
High Risk Client ManagerLloyds Tsb Commercial Finance Ltd 2004 - Jun 2008South Of EnglandManage a portfolio of existing high risk Invoice Finance Clients in terms of income, risk, relationship, and development to contribute towards the delivery of the financial performance of the regional business unit, by applying sound credit/risk skills, and effectively managing Client expectations to achieve mutually agreeable result.
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Take On Client ManagerAlex Lawrie Receivables Finance Ltd 2002 - 2004South Of EnglandTo manage the take on and induction of Invoice Discounting new business, to ensure the effective transition from prospect to client, building sound working relationships with internal and external clients to ensure a secure lending base.
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Client ManagerAlex Lawrie Receivables Financing Ltd 1995 - 2002South Of EnglandTo manage the Invoice Finance facilities and relationship for a portfolio of clients ensuring a balance between risk and reward, with minimal losses.To develop new business through recommendation by providing excellent service.To structure and underwrite new business within delegated lending authority.
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Business Banking Relationship ManagerLloyds Banking Group 1993 - 1995Ferndown, DorsetRelationship and risk management of banking facilities for portfolio of Business Banking CustomersProvision of excellent serviceMaximise product utilisation by customer base. -
Various RolesLloyds Banking Group Aug 1986 - 1993Southampton, United KingdomFrom Machine Room to Securities.
Deborah. Wrightson Skills
Deborah. Wrightson Education Details
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Totton CollegeA-Levels -
Noadswood Secondary SchoolGeneral Studies
Frequently Asked Questions about Deborah. Wrightson
What is Deborah. Wrightson's role at the current company?
Deborah. Wrightson's current role is Retired.
What schools did Deborah. Wrightson attend?
Deborah. Wrightson attended Totton College, Noadswood Secondary School.
What skills is Deborah. Wrightson known for?
Deborah. Wrightson has skills like Asset Based Lending, Invoice Discounting, Factoring, Credit Risk, Restructuring, Commercial Finance, Credit Analysis, Commercial Banking, Banking, Corporate Finance, Funding, Credit.
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Deb Wrightson
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