Debra Gaines

Debra Gaines Email and Phone Number

Loan Retention, Commercial Loan processing @ Wells Fargo
san francisco, california, united states
Debra Gaines's Location
Greater Richmond Region, United States
Debra Gaines's Contact Details

Debra Gaines work email

Debra Gaines personal email

About Debra Gaines

Debra Gaines is a Loan Retention, Commercial Loan processing at Wells Fargo. She possess expertise in banking, loans, credit, retail banking, financial analysis and 19 more skills. Colleagues describe her as "Debra is a detail individual who work extremely well with others."

Debra Gaines's Current Company Details
Wells Fargo

Wells Fargo

View
Loan Retention, Commercial Loan processing
san francisco, california, united states
Website:
wellsfargo.com
Employees:
246787
Debra Gaines Work Experience Details
  • Wells Fargo
    Mortgage Loan Closer
    Wells Fargo Nov 2020 - Present
    Mclean, Virginia, United States
    Responsible for mortgage closing process after assigning which includes: prioritizing and managing assigned pipeline to anticipate closing date; preparing loan documents; entering loan information into system; verifying funding; possibly clearing stipulation; communicates with Settlement Agents, customer and/ or 3rd Parties. Experience building and maintaining effective relationships with customers and internal partners. Ability to handle information professionally and confidentially and navigate multiple systems and utilize search tools to find information. Ability to make independent judgment calls based on regulatory knowledge. Strong analytical skills with high attention to detail and accuracy.
  • Wells Fargo
    Human Resources Specialist
    Wells Fargo Sep 2019 - Nov 2020
    Charlotte, North Carolina, United States
    Perform accommodations support, consulting, and help to employees. Assisting with fulfilling organization staffing needs and requirements. Follow up on tasks and forms to ensure compliance with deadlines. Self-motivated with outstanding time management capabilities. Experience with innovative and effective HR management techniques. Understanding of labor regulations and legal codes.
  • Wells Fargo
    Administrative Assistant/ Customer Service Representative Iv
    Wells Fargo Jul 2016 - Sep 2019
    Vienna, Virginia, United States
    Perform the operational duties of the supervisory/ manager position and assistant / executive administrative duties for senior leadership. Manage the office structure from expense reports, supplies, maintaining calendars. Collaborate with other departments to resolve customer issues; provide coaching and mentoring on performance, training on policies and procedures, new or enhanced services and procedural changes. Review work and guide Consultants and other area Representatives. Review data and report trends to senior management.
  • Wells Fargo
    Executive Resolution Iv/ Research Remediation Representative Iv
    Wells Fargo Feb 2014 - Jul 2016
    Frederick, Maryland, United States
    Executive Resolution Specialist IV/ Research Remediation Rep. IV, Frederick, MD, 2/2014 – 07/2016Reviewed, researched, and amended third party representation, attorney representation, bankruptcyinformation, foreclosure information, and Cease and Desist on Home Mortgage accounts. Conducted intake and investigation to determine course of action, processing complex transactions (including monetary and non-monetary actions), terms and conditions, payment issues, and contracts. Served as an intermediary between parties to resolve disputed matters of current facilities . Acted as Client and/ or Customer contact adhering to internal and external quality and compliance controls, especially those involving Regulation Z Truth and Lending. Liaised with internal Retailer departments, including Sales, Collections and Customer Service. Reconciled general ledger accounts to ensure balance.
  • Wells Fargo
    Loan Servicing Specialist Iv And Loan Doc Specialist Iv
    Wells Fargo Jan 2008 - Feb 2014
    Richmond, Virginia, United States
    Reviewed and prepared Loan Docs for Real Estate Loans, Secured and Unsecured Loans, Lines of Credit, and SBA Guaranty facilities communicating with the customer and banker. Pre-Approval Underwriting and Consulting. Reviewed upcoming Commercial, Business, and Small Business Loans and Lines and SBA Loans for renewal according to Credit Policy. Researched and evaluated real estate, brokerage, securities, trust, and CD information from different sources. Trained employees. Served as subject matter expert in Bank Policy and Credit Policy changes.  Credit Margin and loan regulation, compliance issues, risk management.
  • Wells Fargo
    Additional Relevant Experience With Wells Fargo/ Wachovia/ Central Fedility Bank
    Wells Fargo Sep 1991 - Jan 2008
    Richmond, Virginia, United States
    Project Management/ Loan Customer Support / Analytic Consultant/ Pre-Approval Underwriting/ Administrative Assistant / Executive Assistant / Risk Management/ Data Entry / Teller
  • Sheraton Hotels & Resorts
    Internal Auditor
    Sheraton Hotels & Resorts Jan 1995 - Sep 1996
    Richmond, Virginia, United States
    Auditor

Debra Gaines Skills

Banking Loans Credit Retail Banking Financial Analysis Risk Management Portfolio Management Commercial Banking Credit Risk Investments Customer Service Finance Securities Mortgage Banking Financial Services Loan Origination Microsoft Excel Wealth Management Small Business Lending Commercial Lending Microsoft Office Credit Analysis Financial Risk Mutual Funds

Debra Gaines Education Details

Frequently Asked Questions about Debra Gaines

What company does Debra Gaines work for?

Debra Gaines works for Wells Fargo

What is Debra Gaines's role at the current company?

Debra Gaines's current role is Loan Retention, Commercial Loan processing.

What is Debra Gaines's email address?

Debra Gaines's email address is dd****@****hoo.com

What schools did Debra Gaines attend?

Debra Gaines attended Howard University, West Virginia University.

What skills is Debra Gaines known for?

Debra Gaines has skills like Banking, Loans, Credit, Retail Banking, Financial Analysis, Risk Management, Portfolio Management, Commercial Banking, Credit Risk, Investments, Customer Service, Finance.

Who are Debra Gaines's colleagues?

Debra Gaines's colleagues are Pallavi S., Ryan Parker, Giovanna Rondinelli, Navateja Kajjayam, Chelsie Bacon, Murthy Ram C Koppu, Ginger Fisher.

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