Debra (Deb) Costa Email & Phone Number

Will your company be adequately covered by insurance in the event of a loss? The last thing you want is a "not covered" surprise. We specialize in analyzing the level of risk your business faces and matching up creative solutions that meet your unique risk tolerance and budgetary constraints with transparency around what is is covered. As a Commercial Lines Broker, I help executives make sure they are in the best possible position to protect their business. You'll have an extra level of advocacy and an experienced team watching out for your business, along with access to a wide range of flexible insurance solutions tailored to your unique needs.If you are concerned about:➡️ Gaps in insurance or over-insurance➡️ Errors and overcharges in your workers’ compensation program➡️ Reducing your premium costs➡️ Improving safety at your locationsthen please💻 visit https://heffins.com or ✉ email me: DebraC@heffins.comFounded in 1988, Heffernan Insurance Brokers offers comprehensive business insurance, personal insurance, employee benefits and financial services products to a wide range of individuals and businesses. Industries range from nonprofit, healthcare, hospitality, and the food industry, to construction, transportation, real estate, and technology. We are headquartered in Walnut Creek, California, with 21 branch offices nationwide. And we are still employee owned.Curious to learn more how I might be able to help you and your company? I'd love to chat with you. My personal philosophy is, “Do it with passion or not at all" Specialties: Business Insurance | Risk Reviews | Asset Management | Consultant

Listed skills include Workers Compensation, Customer Service, Business Development, Liability Analysis, and 26 others.

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  Senior Vice President, Vintner Practice Leader

  Heffernan Insurance Brokers

  Apr 2001 - Present - North Bay Offices

  As a Commercial Lines Insurance Broker and Vintner Practice Leader, I help business owners and executives effectively navigate through the challenges of obtaining cost-effective insurance solutions in a disrupted insurance marketplace.At Heffernan, we offer a no-cost risk assessment that identifies coverage gaps and overcharges. We begin with interviews with the ownership and management teams and then do a thorough assessment of coverage and policy wording. We review your hiring templates, policies, procedures, and safety and wellness programs. Then, we analyze your claims to pinpoint problems and identify possible solutions. During the review process, we begin implementing services to decrease claims. Our focus is on improving safety, reducing the risk of loss, and lowering your insurance costs.Heffernan offers:➡️ The most comprehensive coverage options with the best pricing➡️ Access to specialized programs and alternative risk financing solutions➡️ Loss control➡️ Claims management assistance➡️ Risk Reviews➡️ Access to technology to assist in the insurance arena➡️ And moreSince its founding in 1988, Heffernan has remained employee owned and has grown revenue to over $200 million through primarily organic growth, along with strategic acquisitions.🌟 Heffernan is consistently ranked as one of the nation’s largest independent insurance brokerage firms, as well as named on the insurance industry’s ‘Best Places to Work’ lists.🌟 Heffernan is also known for its commitment to philanthropy. Since 2003, Heffernan has been named a ‘Top Corporate Philanthropist’ and has donated over $22 million to various charities in the communities where we live and work.💻 Visit www.Heffins.com✉ Email DebraC@heffins.comI invite you to review some of our multimedia below and learn how we can help you.Specialties: Property Insurance | Workers' Compensation | Client Services | Insurance Carriers | Broker

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  California State University-Northridge

  Urban Studies And Business Management